Mortgage Broker Brisbane

Yes. Our office is in Brisbane CBD and we work with clients across Greater Brisbane. We can meet and review your documents online, so you don't need to travel into the city for your assessment or application.

Yes. You can meet our team at Level 10, 95 North Quay, Brisbane, or meet online if that suits you better. Get in touch before you visit so we can line up a time and broker.

A mortgage broker looks at your situation, compares suitable home loans from their lender panel and talks you through the options. They can also prepare your application, organise the paperwork, lodge it with the lender and manage questions and updates through to settlement.

In most circumstances we do not charge the customer a broker fee. A lender may pay us commission after settlement. We disclose that commission and any fee that may apply before you proceed. Lender, legal, valuation and government costs may still apply.

Hunter Galloway is an independently owned Brisbane mortgage broker, not connected to any bank or lender. Because lenders generally pay brokers a commission, we don't describe our service as independent. We compare options from our approved lender panel and explain why a recommendation may suit you.

No broker covers every lender. We compare 30+, but some banks only offer loans through their branches. Lenders also pay brokers a commission, and the quality of advice varies. We tell you what we'll be paid and show you the comparison we've run. We also follow the legal Best Interests Duty when we recommend a loan.

It's worth speaking to a broker before you start looking at properties. The earlier you talk to us, the more time you have to prepare. We can work out how much you can borrow, what deposit you'll need and anything that could cause trouble when you apply.

We'll ask about your goals, income, deposit, commitments and timing so we can get a clear picture of your situation. We'll then explain what happens next and which lender policies or loan features might matter for you. A free assessment doesn't mean your loan is approved or guaranteed.

We can compare loans from a panel of more than 30 Australian banks and lenders. Which options suit you will depend on your situation, eligibility and the lender policies in place when we assess your application.

Look at which lenders they can compare, how they review applications, their experience, how they communicate and what recent clients say. Don't focus only on an advertised rate. Ask how they'll be paid and who'll keep you updated from application to settlement.

How long it takes depends on the lender, your situation and whether your documents are ready. Once we've reviewed everything, we can talk you through the likely steps and the lender's current timeframes. Pre-approval doesn't guarantee final approval.

You'll usually need identification, recent payslips or other proof of income, bank statements, details of your savings or deposit, current debts and regular commitments. If you're self-employed, you may also need recent financial statements and tax returns. We'll confirm exactly what you need before we submit your application.

Yes. We can help if you're self-employed, have an unusual income or have been declined before. We'll look at why the earlier application was declined, where things stand now and which lender policies may apply. We won't recommend another application until we've checked the likely fit and the documents you'll need.