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Nathan Vecchio

Director & Mortgage Broker

Nathan Vecchio

Co-founder of Hunter Galloway and a four-time FBAA Finance Broker of the Year, working across first home, refinance and investment lending.

Call Nathan on +61481615362
In mortgage broking
Since 2015
Home loans settled since 2017
3,442

Figures current as at August 2026.

About Nathan

Nathan started in mortgage broking in 2015, leaving a career in banking to join his brother Josh at the company they had just founded. He is a director of Hunter Galloway and its most-awarded broker: the Finance Brokers Association of Australia named him Finance Broker of the Year nationally in 2018 and 2019, and in Queensland in 2017 and 2018.

Asked in 2018 what the award-winning years had in common, his answer was about routine rather than talent: "For me consistency beats intensity, and it starts with the small things." Early on that meant eleven calls before 11am, every day. As the business grew, the same discipline went into the process — Hunter Galloway's clients get a status update every Monday, Wednesday and Friday, which is a policy that came from this side of the business.

Nathan works across the full range of residential lending, and takes on a share of the harder files: applications that have already been declined somewhere else, or where the income does not present neatly on a payslip.

Specialisations

What Nathan works on

  • First home buyers

    Working out a realistic borrowing capacity and deposit target before a property is chosen, and which lender will treat that particular situation most favourably.

  • Refinancing

    Whether an existing loan is still competitive, and what changing it would actually cost — including the cases where the answer is to stay put.

  • Investment property lending

    Loan structure across multiple properties, how each lender treats existing rental income, and keeping future borrowing capacity intact.

  • Self-employed and complex income

    Applications where income comes from a business, contracting, or several sources at once, and standard payslip-based assessment does not fit.

  • Previously declined applications

    Files another lender or broker has already knocked back — identifying what caused the decline and whether a different lender assesses it differently.

Published work

Written by Nathan

Industry recognition

Recognition

  • 2025ING Broker of the Year 2025ING Bank
  • 2019, 2018Finance Broker of the Year — NationalFBAA
  • 2018, 2017Finance Broker of the Year — QueenslandFBAA
  • 2018Top 100 BrokersMPA Magazine
  • 2016Rising Star of the Year — QueenslandVow Financial

Verified reviews

Clients on working with Nathan

  • Serena Fulford

    Responsive, informed and very engaging - Nathan explained my options really clearly. Achieved a good outcome.

    ★★★★★Feb 11, 2026
  • Stephanie Whitmore

    We had an exceptional experience with Hunter Galloway, specifically Nathan and Gemma, during the purchase of our first home. Their professionalism, care, and patience throughout the entire mortgage process were truly commendable. They guided us seamlessly, addressing every concern with expertise and a personal touch.

    ProductReview★★★★★2023
  • Natty M

    From the initial phone call hubby made to Hunter Galloway we are grateful to Nathan, Joshua and Pau who helped us with our home loan refinance. The team worked with us along the application process and are very helpful in all our questions. We're now getting ready for settlement and are so pleased with how efficient the team have been.

    ProductReview★★★★★2022

Qualifications & licensing

Education

  • Diploma of Financial Services (Finance & Mortgage Broking)Institute of Strategic Management · 2011

Find Nathan elsewhere

Hunter Galloway is authorised under Australian Credit Licence 389328. Information on this page is general in nature and does not take your personal circumstances into account.