Find out your chances of getting a loan
Home Loans Brisbane
Get a clear home loan plan and lender pre-approval with an award-winning Brisbane mortgage broker. We compare 30+ banks and lenders, prepare your application, and stay with you from first conversation to settlement.
- 97% loan approval rate
- Variety of options due to direct access to 30+ Australian banks & lenders
- Highest-rated Mortgage Broker in Brisbane
- Hunter Galloway is an award-winning, Brisbane-based mortgage broker with a 97% loan approval rate (2024–2026) and a 5.0-star rating from 2,400+ Google reviews.
- We compare 30+ banks and lenders and prepare your application to fit the lender's policy before it's ever submitted — which is how we keep approvals high and protect your credit file.
- Our service is free in most cases; the lender pays us a commission after settlement, and it doesn't change your rate.
- We help first home buyers, upgraders, refinancers, investors and self-employed borrowers across Greater Brisbane and Australia-wide.
What a Hunter Galloway mortgage broker does
A good Brisbane mortgage brokerdoes more than compare rates. We help you work out what's achievable, pick a lender that fits your circumstances, and manage the details that can slow an application down.
Whether you have a signed contract or you're still months away from buying, we start with the next decision that matters — not a one-size-fits-all application. Want a feel for your numbers first? Estimate your repayments or run the deposit calculator — both free, with no sign-up.
Who we help buy in Brisbane
We arrange home loans for buyers at every stage, and match each one to a lender whose policy actually suits their situation:
- First home buyers — including grants and stamp duty concessions and low-deposit options.
- Upgraders and anyone refinancing to a sharper rate or accessing equity.
- Property investors building a portfolio across Brisbane and beyond.
- Self-employed borrowers, where how a lender reads your income makes all the difference.
- Buyers who've had a knock-back — see home loans with bad credit and LMI waivers for eligible professions.
Not sure where you fit? Our guide to who we help and the Brisbane suburbs we cover is a good place to start.
How we find you the right Brisbane home loan
We use one consistent process with every client, matching the depth of advice to how soon you want to buy.
- Start with a free assessmentTell us what you want to buy, where you are in the journey, and the basics of your financial position. A broker reviews it before you speak.
- See your home buying planWe map out an indicative borrowing range, repayments, deposit needs, and the issues worth solving before an application reaches a lender.
- Choose the right lending strategyYour broker compares suitable options across our lender panel and explains the trade-offs in plain English — without pushing you to move before you're ready.
- Move to pre-approvalWhen your finances and timing are ready, we prepare and lodge your pre-approval with the selected lender, then keep you updated through assessment.
See what you could borrow
Getting pre-approved with confidence
Pre-approval is most useful when the lender has enough information to assess your position properly and the application reflects what you really plan to buy. We help you understand your realistic budget, put the detail under review — income, expenses, debts, deposit, credit history and lender policy — and time the application so you can act when the right Brisbane property appears.
The lender will still need to accept the property, complete any required valuation, and confirm its conditions. Changes to your finances or lender policy can also affect the outcome. We explain the conditions so you know what you can and can't rely on.
- Gather the right information
We collect your details and supporting documents securely, including income evidence, expenses, assets, debts, and deposit funds.
- Review policy and lender fit
Our credit team and your broker review the file, flag risks early, and compare the lenders that fit your circumstances and plans.
- Submit and manage the application
Once you choose the lending strategy, we prepare the application, answer lender questions, and guide you through the pre-approval decision.
Why Choose Hunter Galloway As Your Mortgage Broker?
- Mortgage Broker of the Year
in 2017, 2018 and 2019
- The highest rated and most reviewed
Mortgage Broker in Brisbane on Google
- 97% loan approval rate
across all applications we processed, 2024–2026
- We have direct access to 30+ banks
and lenders across Australia
From accepted offer to home loan settlement
Pre-approval is a head start. We stay involved when a real property turns the plan into a formal loan application.
- You find the property
Send us the contract and property details early. Keep any recommended finance, building, and pest conditions in place.
- The lender checks the security
The lender completes its valuation and confirms that the property is acceptable security for the proposed loan.
- Your loan reaches formal approval
We work through the remaining conditions with you and the lender before you rely on the finance approval.
- Documents and settlement
We help you understand the loan documents, coordinate with your conveyancer, and stay with the file through settlement.
Practical help beyond your home loan application
Upfront valuations. Where a lender allows it, we can arrange an upfront valuation to surface property issues earlier and reduce avoidable delays.
Credit-file review. We review your credit report as part of the assessment and help you understand any entries that may affect lender choice.
No charge in most cases. The lender usually pays us a commission after settlement. We disclose how we are paid and any applicable fee before you proceed.
Make your Brisbane property search finance-ready
Brisbane home loan questions
Hunter Galloway Finance Pty Ltd (T/A Mortgage Broker Brisbane — Hunter Galloway), ABN 20 605 252 926, operates as Credit Representative 476903, authorised under Australian Credit Licence 389328.
The information on this page is general in nature and does not constitute personal financial advice. It doesn't take into account your objectives, financial situation or needs — consider whether it's appropriate for you, and speak with a licensed mortgage broker or financial adviser before making any decisions.
What Brisbane home buyers say about us
As a buyer I was guided by the Hunter Galloway team in the best way possible as first home owner. They clarified all our questions, liaised with the bank, solic…
We recently worked with Hunter Galloway to secure pre-approval ahead of an auction, and they were fantastic! We were under a tight deadline and quite nervous, a…
I had a fantastic experience working with Hunter Galloway, especially Jayden and Gemma, to secure a mortgage for my new home. The process was incredibly smooth …
This was my second time using Hunter Galloway for brokering services. Jayden, Nathan and Gemma were very pleasant to deal with, always keeping us in the loop th…
The team at Hunter Galloway are truly fantastic, and I would recommend them as an owner, investor and as an accountant myself. The team are honest, will researc…