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Positive credit reporting: What it means for home loans?

by Jayden Vecchio | Jul 23, 2024 | Education

Positive Credit Reporting, also known as Comprehensive Credit Reporting (CCR), is a brand-new reporting system that makes it easier for lenders to get an overview of your lending history when you apply for credit. When you apply for a home loan in Australia, the bank...

Ethical Banks in Australia [The Ultimate Guide]

by Jayden Vecchio | Jul 22, 2024 | Education

We all know that we need to do our part to save the planet. But sometimes it can be difficult to know where to start. One area where we can make a big impact is our banking habits.In this guide, we will discuss how you can switch to ethical, or environmentally...

Signed a Contract of Sale on a Home? ✍️ [5 Simple Steps to Settlement]

by Jayden Vecchio | Jul 15, 2024 | Brisbane Home Loans, Education, Finance, First Home Buyers

Have you just signed a contract of sale on a home? What happens now? In this article, we will show you exactly how to get to settlement after you’ve signed a contract of sale on a home.This is the same process that’s helped thousands of homeowners settle...

Best Suburbs in Sydney

by Jayden Vecchio | Jul 12, 2024 | Education

Table of Contents Are you thinking of buying a home in Sydney? Wondering where the best place to live is? Look no further. In this comprehensive guide, we’ve analysed over 50 Sydney suburbs and ranked the top 23 based on key liveability factors like safety,...

Simultaneous Settlement: Selling & Buying a New Home

by Jayden Vecchio | Jul 11, 2024 | Brisbane Home Loans, Education, Finance

Are you looking to upgrade or downsize your home but unsure whether to buy the new home first or sell your existing home? If you buy first before selling, you may have to pay two mortgages for some time. If you sell first before you buy, you will have to pay rent on...

How to Challenge a Bank Valuation?

by Mortgage Broker | Jul 1, 2024 | Brisbane Home Loans, Education

So you’ve just signed your contract and got the nod from the bank for pre-approved funds to complete your purchase. Everything is looking great. Until suddenly it isn’t…The valuer from the bank has taken a look at your property, and in their eyes, your $1.2M palace is...

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