Get in touch Phone Mortgage Broker 1300 088 065

what are the requirements for a home loan

GET A FREE ASSESSMENT

Things You Need To Know About Mortgages

... Mortgages1. What are the pros and cons of refinancing a home loan?It’s not uncommon for ... to find you the best deal that suits your requirements. It’s ...

457 Visa Home Loans: Can a Non-Permanent Resident Get a Mortgage?

... they seek approval for a home loan in Australia. For example, as a 457 visa holder ... the loan amount?What will be the value of repayments?How long will the approval process take?Will there be requirements for ...

What could stop me from getting a home loan?

... you the loan you are after”. Nooooo!What could stop you from getting a home loan? There's ... different policies and requirements on the types of properties they will lend money ...

Why Do Banks Give Doctors and Lawyers Special Treatment?

... on a home loan. The amount is paid in the form of insurance premium when the loan is given. ... or she will be in a better position to guide them. What are the requirements qualify for these ...

What is Genuine Savings?

... there are a few exceptions to this rule.Today we'll walk you through what ... for your home loan even if you are renting.We recommend you have been 8-10% of the ...

Saving Strategies for First Home Buyers

... challenging for home buyers.However, what many people are not aware of is that there are only ... Queensland. Following are the requirements of the grant:You need to occupy the property as ...

Explanation Letter: Written Sample & Template for Home Loan Application

... for an explanation letter? This is common if you've found yourself apply for a home loan ... to follow the bank's requirements closely, but alongside this, here are a few tips ...

How to Avoid Lenders Mortgage Insurance? | 5 Awesome Strategies

... the risk of loss.If you are purchasing a home for the first time and have a high loan ... parental guarantees are usually most preferred. The main requirement is that the guarantor is to have ...

What Is Negative Gearing? Here's a Simple Plain English Answer

... are Positively Geared? Changes to Negative GearingIs Negative Gearing right for you? What is ... his home loan, or even as a deposit towards another property. The best part is ...

Floodwise Property Report ? [How to flood check in Brisbane]

... sure the lender can approve your loan. Are there extra requirements from the banks for flooded ... your home for a loan.Finding the Best Home Loan in Brisbane can be as simple as looking for the ...

Home Loans for Nurses: The Definitive Guide

... to ful fill any deposit requirements. 3. What Deposit Do I need ... you are looking for the best home loan in Brisbane or wanting to buy a home or ...

How Can I Use Super to Buy A House?

... the loan will fall back onto them.See the full details of a guarantor loan here.If you are ... Figure out the costs associated with buying a home here, and what budget you'll ...

Buying a house with Inheritance Money [How to Use Inheritance as Deposit]

... a home loan. 1. Prove the inheritance payment is non-refundableTo qualify for a home loan using inheritance, the payment must be ... need to buy a home? What are genuine savings?Genuine savings are there to show ...

11 Rules for Buying at Auction (Queensland)

... include:What is my maximum home loan?What will be the repayments?What is the loan term?What is the interest rate?What is the ... Requirements Apply for a Pre-Approval from a reliable lenderGo shopping! 4. Understand the ...

ChoiceLend Home Loan Review

... Find the Best Mortgage Broker What documents does ChoiceLend need for a home loan?ChoiceLend's application is ...

AMP Home Loan Review

... of home loan packages that are suitable for different types of borrowers with different loan requirements. ... on the loan package the interest rates can be competitive. What documents does AMP need for a home loan ...

State Custodians Home Loan Review

... State Custodians might not be the choice for you. What are the different home loan products they offer ... to State Custodians for their most recent document requirements. What else does State ...

Rentvesting: Strategy to go from Zero to 3 Properties [In 3 Years]

... speak. To acquire a home deposit for a period of 12 months is a great feat ... for the loan you are declined by the bank.Talk to a mortgage broker first to assess what ...

House deposit QLD [All your questions answered]

... 105% of the purchase price. What are the guarantor loan requirements? ✅ Needs to be from your immediate ... this is a new build, first home buyers will be eligible for the grant too.The deposit amount will be ...

What is an Offset Account? How does an Offset Account Work?

... the home loan repayments stay the same with an offset?What makes the best offset account?Is a ... of offset accountsDepending on your requirements, there are typically two different types ...

Suncorp Home Loan Review

... is at their final discretion. What are Suncorp's Home Loans like?What are the different home loan products they offer?What are ... Suncorp Banks Interest Rates?What documents does Suncorp need for a home loan? ...

Federal Budget 2017

... simplified it for you below. Between university fee rises, the first home buyers ... ’re looking at taking out a loan, speak to our team on ...

Mortgage Broker Ashgrove

... He loves the challenge of helping people find the right loan that suits ... the Year for 2018. He was also awarded the Finance Broker of the Year 2018 for ...

What is a pre-approval?

What is a pre-approval?A pre-approval is an indication from the lender (you apply with) that ... they are willing to approve your loan when you lodge a full application. ...

Bad Credit History Brisbane

... is assessing how risky your application is.Whilst a lender could decline your loan for a ... gives you a great chance of purchasing that dream home. Sometimes the unexpected ...

How do the lending changes affect you

... reduce the number of potential borrowers, particularly investor. For example lenders are imposing ... changes to their lending policies, the home loan market has become more complex ...

Credit Card Debt

... paced as it is, we are in a time where everything was meant to ... during the month. You’ll be surprised when reviewing your spend for the month ...

What You Need to Know About Borrowing with a Trust

... know about buying with a trust. What is a Lender's Requirement for Loan Approval?Once lenders receive ... the loan. This is a key process as part of setting up the loan along with a ...

Tips for Purchasing Your Next Property

... on what you are willing to spend – you might find the mortgage repayments are ... the property for, be sure to stick the this number.Negotiation - Making offers that are ...

What is lenders mortgage insurance

What is lenders mortgage insuranceLenders mortgage insurance (LMI) is a premium that is usually charged by ... taking a home loan.Essentially it covers the lender in the event that there were any ...

GET READY FOR YOUR BIG PURCHASE

... it's your first home, you may be eligible for the First Home Owners Grant, stamp ... home loan insurance, just to name a fewOngoing costs—interest charges on your home loan ...

Save Big

... home owner will know that saving money can be quiet challenging. The good news is ... only half knowing what our money is being spent on.Without a plan to track ...

Property Trends in Australia

... home, which means medium to high-density areas are preferred. Despite that, the demand for ... apartments is below the contract price Relatively fewer Properties for SaleRelatively fewer properties are for ...

Investment Lending Changes

... a quick update to let you know what the changes are and what it means for ... of the loan is for investment; Discretionary discounting discontinued for Investment Purposes.AMP – Existing investor loans increased ...

Strata Title vs Body Corporate

... take a look at what these terms are. Strata TitleWhen you buy a unit, a ... a correct insurance for the lot. However, it will only be a content insurance, because the lot is ...

How to Apply for the First Home Owners Grant?

... off the plan or build the home yourself too. This is a great incentive for those ... and requirements involved. We can also help you apply for the first home owners ...

Property inspection checklist

... to use a checklist, particularly given the property being listed for sale will be presented in ... can be the places where serious faults show up.Your Hunter Galloway home loan expert ...

Why Use a Conveyancer

... searching for the dream home, finding the perfect home, making an offer to negotiation the purchase.Most ... that are payable to settle the property.There is no legal requirement to engage a conveyancer ...

Self Managed Super Funds

... are sitting in a retail super fund - do you know what they are being ... SMSF loans cannot be increased to pay for renovations or with growth in the ...

How Did I Get a Bad Credit Score?

... I get a bad credit score?”. Here are some examples of what directly ... for a person to apply for a loan or to be able to get credit in the ...

How to Split House Repayments and Bills with your Partner

... , it can be difficult for the one on the lower income. There are a number of ... expenses. No matter what each person earns, each pays for the expenses equally ...

PRIVACY POLICY

... only for as long as is reasonably necessary for the purpose for which it was collected ... provided to us for the purposes described above.Tell us what you thinkWe welcome ...

Hunter Galloway's co-founder – Nathan Vecchio nominated for Australian Young Gun of the Year - Independent 2017

... of the Year is an honour and we are so proud to be recognised for the ... find you the right loan. It goes beyond home loans. Your mortgage is a lifelong commitment ...

What is Lenders Mortgage Insurance?

What is Lenders Mortgage Insurance?Lender’s Mortgage Insurance (LMI) is a once off premium ... be quiet challenging for most to come up with a home loan deposit of 20%. The ...

Will Housing Prices Spike or Drop After the Commonwealth Games?

... been a key spot for both investors and buyers who wish to buy a home. The ... main reasons behind it are the surrounding suburbs and ...

Should I Buy a Granny Flat?

... a bathroom and a kitchenette is around $130,000. Benefits of a Granny FlatBelow are ... another tenant in the backyard. It normally is a good option for the real estate ...

How to get into the Property Market

... for a walk around the block instead. Move back home with the oldies! Living with the ... look at what you need from what you want can be the difference between ...

Family Tax Benefit Mortgage

... the following lending requirements in order for a lender to approve the family tax benefit home loan:Requirements ... is $152.88If the child is between the age of 5 and 18, the rate will be $106.82There are a ...

What do Mortgage Brokers in Australia do?

... the research and find the best loan on your behalf.Why should I use a ... brokers are just for first home buyers. However what many people don’t realise is ...

Mortgage Broker Kedron

... loans or credit packages and arrange special deals for you and this is what ... might still be saving for your first home, wishing to use the equity in ...

Things You Need To Know About Mortgages

... Mortgages1. What are the pros and cons of refinancing a home loan?It’s not uncommon for ... to find you the best deal that suits your requirements. It’s ...

457 Visa Home Loans: Can a Non-Permanent Resident Get a Mortgage?

... they seek approval for a home loan in Australia. For example, as a 457 visa holder ... the loan amount?What will be the value of repayments?How long will the approval process take?Will there be requirements for ...

What could stop me from getting a home loan?

... you the loan you are after”. Nooooo!What could stop you from getting a home loan? There's ... different policies and requirements on the types of properties they will lend money ...

Why Do Banks Give Doctors and Lawyers Special Treatment?

... on a home loan. The amount is paid in the form of insurance premium when the loan is given. ... or she will be in a better position to guide them. What are the requirements qualify for these ...

What is Genuine Savings?

... there are a few exceptions to this rule.Today we'll walk you through what ... for your home loan even if you are renting.We recommend you have been 8-10% of the ...

Saving Strategies for First Home Buyers

... challenging for home buyers.However, what many people are not aware of is that there are only ... Queensland. Following are the requirements of the grant:You need to occupy the property as ...

Explanation Letter: Written Sample & Template for Home Loan Application

... for an explanation letter? This is common if you've found yourself apply for a home loan ... to follow the bank's requirements closely, but alongside this, here are a few tips ...

How to Avoid Lenders Mortgage Insurance? | 5 Awesome Strategies

... the risk of loss.If you are purchasing a home for the first time and have a high loan ... parental guarantees are usually most preferred. The main requirement is that the guarantor is to have ...

What Is Negative Gearing? Here's a Simple Plain English Answer

... are Positively Geared? Changes to Negative GearingIs Negative Gearing right for you? What is ... his home loan, or even as a deposit towards another property. The best part is ...

Floodwise Property Report ? [How to flood check in Brisbane]

... sure the lender can approve your loan. Are there extra requirements from the banks for flooded ... your home for a loan.Finding the Best Home Loan in Brisbane can be as simple as looking for the ...

Home Loans for Nurses: The Definitive Guide

... to ful fill any deposit requirements. 3. What Deposit Do I need ... you are looking for the best home loan in Brisbane or wanting to buy a home or ...

How Can I Use Super to Buy A House?

... the loan will fall back onto them.See the full details of a guarantor loan here.If you are ... Figure out the costs associated with buying a home here, and what budget you'll ...

Buying a house with Inheritance Money [How to Use Inheritance as Deposit]

... a home loan. 1. Prove the inheritance payment is non-refundableTo qualify for a home loan using inheritance, the payment must be ... need to buy a home? What are genuine savings?Genuine savings are there to show ...

11 Rules for Buying at Auction (Queensland)

... include:What is my maximum home loan?What will be the repayments?What is the loan term?What is the interest rate?What is the ... Requirements Apply for a Pre-Approval from a reliable lenderGo shopping! 4. Understand the ...

ChoiceLend Home Loan Review

... Find the Best Mortgage Broker What documents does ChoiceLend need for a home loan?ChoiceLend's application is ...

AMP Home Loan Review

... of home loan packages that are suitable for different types of borrowers with different loan requirements. ... on the loan package the interest rates can be competitive. What documents does AMP need for a home loan ...

State Custodians Home Loan Review

... State Custodians might not be the choice for you. What are the different home loan products they offer ... to State Custodians for their most recent document requirements. What else does State ...

Rentvesting: Strategy to go from Zero to 3 Properties [In 3 Years]

... speak. To acquire a home deposit for a period of 12 months is a great feat ... for the loan you are declined by the bank.Talk to a mortgage broker first to assess what ...

House deposit QLD [All your questions answered]

... 105% of the purchase price. What are the guarantor loan requirements? ✅ Needs to be from your immediate ... this is a new build, first home buyers will be eligible for the grant too.The deposit amount will be ...

What is an Offset Account? How does an Offset Account Work?

... the home loan repayments stay the same with an offset?What makes the best offset account?Is a ... of offset accountsDepending on your requirements, there are typically two different types ...

Suncorp Home Loan Review

... is at their final discretion. What are Suncorp's Home Loans like?What are the different home loan products they offer?What are ... Suncorp Banks Interest Rates?What documents does Suncorp need for a home loan? ...

Federal Budget 2017

... simplified it for you below. Between university fee rises, the first home buyers ... ’re looking at taking out a loan, speak to our team on ...

Mortgage Broker Ashgrove

... He loves the challenge of helping people find the right loan that suits ... the Year for 2018. He was also awarded the Finance Broker of the Year 2018 for ...

What is a pre-approval?

What is a pre-approval?A pre-approval is an indication from the lender (you apply with) that ... they are willing to approve your loan when you lodge a full application. ...

Bad Credit History Brisbane

... is assessing how risky your application is.Whilst a lender could decline your loan for a ... gives you a great chance of purchasing that dream home. Sometimes the unexpected ...

How do the lending changes affect you

... reduce the number of potential borrowers, particularly investor. For example lenders are imposing ... changes to their lending policies, the home loan market has become more complex ...

Credit Card Debt

... paced as it is, we are in a time where everything was meant to ... during the month. You’ll be surprised when reviewing your spend for the month ...

What You Need to Know About Borrowing with a Trust

... know about buying with a trust. What is a Lender's Requirement for Loan Approval?Once lenders receive ... the loan. This is a key process as part of setting up the loan along with a ...

Tips for Purchasing Your Next Property

... on what you are willing to spend – you might find the mortgage repayments are ... the property for, be sure to stick the this number.Negotiation - Making offers that are ...

What is lenders mortgage insurance

What is lenders mortgage insuranceLenders mortgage insurance (LMI) is a premium that is usually charged by ... taking a home loan.Essentially it covers the lender in the event that there were any ...

GET READY FOR YOUR BIG PURCHASE

... it's your first home, you may be eligible for the First Home Owners Grant, stamp ... home loan insurance, just to name a fewOngoing costs—interest charges on your home loan ...

Save Big

... home owner will know that saving money can be quiet challenging. The good news is ... only half knowing what our money is being spent on.Without a plan to track ...

Property Trends in Australia

... home, which means medium to high-density areas are preferred. Despite that, the demand for ... apartments is below the contract price Relatively fewer Properties for SaleRelatively fewer properties are for ...

Investment Lending Changes

... a quick update to let you know what the changes are and what it means for ... of the loan is for investment; Discretionary discounting discontinued for Investment Purposes.AMP – Existing investor loans increased ...

Strata Title vs Body Corporate

... take a look at what these terms are. Strata TitleWhen you buy a unit, a ... a correct insurance for the lot. However, it will only be a content insurance, because the lot is ...

How to Apply for the First Home Owners Grant?

... off the plan or build the home yourself too. This is a great incentive for those ... and requirements involved. We can also help you apply for the first home owners ...

Property inspection checklist

... to use a checklist, particularly given the property being listed for sale will be presented in ... can be the places where serious faults show up.Your Hunter Galloway home loan expert ...

Why Use a Conveyancer

... searching for the dream home, finding the perfect home, making an offer to negotiation the purchase.Most ... that are payable to settle the property.There is no legal requirement to engage a conveyancer ...

Self Managed Super Funds

... are sitting in a retail super fund - do you know what they are being ... SMSF loans cannot be increased to pay for renovations or with growth in the ...

How Did I Get a Bad Credit Score?

... I get a bad credit score?”. Here are some examples of what directly ... for a person to apply for a loan or to be able to get credit in the ...

How to Split House Repayments and Bills with your Partner

... , it can be difficult for the one on the lower income. There are a number of ... expenses. No matter what each person earns, each pays for the expenses equally ...

PRIVACY POLICY

... only for as long as is reasonably necessary for the purpose for which it was collected ... provided to us for the purposes described above.Tell us what you thinkWe welcome ...

Hunter Galloway's co-founder – Nathan Vecchio nominated for Australian Young Gun of the Year - Independent 2017

... of the Year is an honour and we are so proud to be recognised for the ... find you the right loan. It goes beyond home loans. Your mortgage is a lifelong commitment ...

What is Lenders Mortgage Insurance?

What is Lenders Mortgage Insurance?Lender’s Mortgage Insurance (LMI) is a once off premium ... be quiet challenging for most to come up with a home loan deposit of 20%. The ...

Will Housing Prices Spike or Drop After the Commonwealth Games?

... been a key spot for both investors and buyers who wish to buy a home. The ... main reasons behind it are the surrounding suburbs and ...

Should I Buy a Granny Flat?

... a bathroom and a kitchenette is around $130,000. Benefits of a Granny FlatBelow are ... another tenant in the backyard. It normally is a good option for the real estate ...

How to get into the Property Market

... for a walk around the block instead. Move back home with the oldies! Living with the ... look at what you need from what you want can be the difference between ...

Family Tax Benefit Mortgage

... the following lending requirements in order for a lender to approve the family tax benefit home loan:Requirements ... is $152.88If the child is between the age of 5 and 18, the rate will be $106.82There are a ...

What do Mortgage Brokers in Australia do?

... the research and find the best loan on your behalf.Why should I use a ... brokers are just for first home buyers. However what many people don’t realise is ...

Mortgage Broker Kedron

... loans or credit packages and arrange special deals for you and this is what ... might still be saving for your first home, wishing to use the equity in ...

Our award-winning Mortgage Brokers in Brisbane
will find you the right home loan for your situation

mortgage broker award
fbaa finance broker award
mortgage broker award
fbaa finance broker award 2019
mortgage broker award
hunter galloway award

We appreciate our customers’ feedbacks!

Here’s what some of our customers say about our work.

My mortgage was not your typical simple loan; it required a lot of attention and out of the box thinking. All of this was provided by the team. Both Nathan and Josh worked tirelessly to get the result and outcome that I needed. They are incredibly personable, professional and a joy to work with.

Michael Cooper

Thank you so much to Nathan, Josh, Jared and the team for everything that they did for us in the process of buying our first house. They truly made it a seamless process. The team were always so on top of everything and kept us in the loop every step of the way. We will recommend Hunter Galloway to everyone we know! Thanks again boys!

Melissa Allison

I would recommend Nathan team to everyone. They are very professional and efficient. I previously had unpleasant experience when dealt with bank directly. Lucky, found Nathan, Josh and Jared just on time. Through them, bank even offered the loan more than I need. I could not settle this investment without Nathan's help!

Jessie Zhang

These gentlemen came recommended and I was genuinely impressed; the personalized service and very rapid reply to queries and constant updates was impressive as well as the ease with which they performed all the necessary work. They are very thorough and whilst collating paperwork is never much fun, they make it easy and explain why having all in place first is the best method. Very impressed!

Charles Phillis

We had a really great experience with Nathan from Hunter Galloway. Would definitely recommend him to anyone who is looking for a finance broker. He certainly knows his stuff, and his constant communication during the loan approval process was incredible.

Bianca Smith

After being stuffed around for over two weeks by another broker - got in touch with Nathan and had a first-home loan approval within 48 hours of speaking with him. First-class customer service and demonstrated wealth of experience. Can't recommend Hunter Galloway enough.

Irene Diocares

[ed-logo id=’7648′]

We will find you the perfect home loan solution

  • 1 Your Details

  • 2 About You

Let's get started...

How do we get in touch with you?