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What Is Negative Gearing? Here's a Simple Plain English Answer

... are Positively Geared? Changes to Negative GearingIs Negative Gearing right for you? What is Negative Gearing? Negative Gearing is ...

Why Use a Conveyancer

... the property.It’s extremely common for most homebuyers to successfully negotiate ... on 0410 000 689. For more information on negative gearing or mortgage broker ...

Using Equity to buy a second property [How to]

... tax strategies like Negative Gearing.Read More: What Is Negative Gearing? Here's a Simple ... has been looking for a new home for her family for the past ...

Using Equity to buy a second property [How to]

... tax strategies like Negative Gearing.Read More: What Is Negative Gearing? Here's a Simple ... has been looking for a new home for her family for the past ...

How to Buy a House ? (Step-By-Step Case Study 2019)

... from owning a property: With negative gearing on investment properties, and no ... Pest – Instead of asking for 14 days for your building and pest ...

Borrowing with a Trust; Everything You Need to Know

... to take benefit of the negative gearing, especially when using a hybrid ... trustUnit trustFamily trustDiscretionary trustTo apply for a home loan, you can ...

What You Need to Know About Borrowing with a Trust

... doing this is to access negative gearing benefits, especially in the case ... , banks identify trustees and beneficiaries for these companies. The deed enables ...

First Home Buyer Guide

... a property by glossing over negative points and focusing on the ... to artificially increase the price. Dummy bids are illegal throughout Australia. ...

11 Rules for Buying at Auction (Queensland)

... In Queensland, and across Australia dummy bids are illegal and should ... Mortgage Brokers.Further reading for Home Buyers…For our comprehensive guide for First Home ...

How Can I Use Super to Buy A House?

... get a little tricky.Borrowing or “gearing” your super needs to be ... ready to commit to a geared investment, consider whether the investment ...

How Did I Get a Bad Credit Score?

... telecommunication company that actively lists negative items on a credit report ... your report for a period of five years. Having a negative effect ...

Bad Credit History Brisbane

... lender could decline your loan for a number of reasons, generally ... paymentsCredit scoring can have a negative impact on your application, the ...

Federal Budget 2017

... , so we’ve simplified it for you below. Between university fee ...

Fixed Interest Rates: The Comprehensive Guide

... set for a period… Kinda like a fixie bike has set gears ... much less popular than fixed gear bikes in the hipster community. ...

State Custodians Home Loan Review

... any further notification. Any applications for credit are subject to meeting ... which is both positive and negative depending on your situation. Top ...

7 Ways of Creating Home Equity [Faster]

... home equity faster, without waiting for the market to increase your ... that tend to have a negative impact on property's value includes ...

Is Defence Housing Australia A Good Investment?

... investment property? Are you looking for maximum tax deductions? High capital ... you consider the following. The negatives of investing in defence housingDefence ...

What is a pre-approval?

... or investment, it’s common for them to seek a pre-approval. ... be confident to start looking for a new property. Keep in ...

Mortgage Broker Ashgrove

... Finance Broker of the Year for 2018. He was also awarded ... Broker of the Year 2018 for Queensland.If you’re after a ...

What is lenders mortgage insurance

... usually charged by your lender for borrowing more than 80% of ... in some cases, contact me for details) and often a necessary ...

How RBA Rate Changes Affect Your Interest Rate

... use as a reference rate for other things.”When the cash ... is to lock it in for a period, if you believe ...

How do the lending changes affect you

... of potential borrowers, particularly investor. For example lenders are imposing tougher ... the right lender and loan for your needs. We do all ...

Kitchen Renovations: The Definitive Guide (2020)

... end up being in the negative or breaking even. Based on ... incredible alternatives to marble. ✅ Opt for the engineered stone (quartz) benchtops ...

First Home Loan Deposit Scheme [Buy with a 5% Deposit, No LMI]

... property drops. You will have negative equity.In this situation, your mortgage ... home buyers will be looking for:✅ For capital cities in line with ...

Rentvesting: Strategy to go from Zero to 3 Properties [In 3 Years]

... deposit number 3From two positively geared properties, you should have some ... want to look for something that is positively geared, and the best ...

What is Lenders Mortgage Insurance?

... it can be quiet challenging for most to come up with ... many variables at play here. For example how long will the ...

Refinance Your Mortgage

... your mortgage broker shop around for you. Once the right lender ... by the lender when applying for a new loan.Exit Fees/Break Costs ...

You’re pre-approved. What happens next?

... part begins!Starting to look for your dream homeThe first thing ... the contract they can check for termites or other structural issues ...

What Happens if you Default on a Personal Loan?

... considered a mortgage default. Fees for this can range between $9 ... so that you can prepare for any circumstances that may arise ...

Property inspection checklist

... given the property being listed for sale will be presented in ... they are in working order.Watch for damp or plumbing issuesWhen you ...

Mortgage Broker Kedron

... packages and arrange special deals for you and this is what ... future.Speak directly to Joshua Vecchio for a free consultation call 0432 ...

Negotiating to buy a property

... the funds available to pay for any repair work.Know the marketConduct ... comes to drilling the agent for information. Before making an offer ...

Things You Need To Know About Mortgages

... loan?It’s not uncommon for families to consider refinancing their ... Refinancing a mortgage is not for everyone. If you had your ...

ING Home Loan Review

... by application.⛔️ Very limited scope for property development financeRead More: Commercial ... own positives and negatives and the best option for you is highly ...

Maternity Leave Home Loan

... in Australia have strict requirements for letters requesting Maternity Leave.Use the ... leave.There are both positives and negatives to this:✅ Your monthly loan ...

How to Overcome a Poor Property Valuation

... correct.Low valuations can come about for a multitude of reasons, including ... meeting (which doesn't cost anything for you).More Good Reads Before ...

Finance Broker of the Year ??

... Finance Brokers of the Year for 2018 ??!The award was presented ... Dean, Tash, Jared and Mary for all the hard work throughout ...

Pay Off Your 30 year Home Loan 6 Years Faster ? [10 Easy Tips]

... rebates and cover the fees for switching your home loan.Read More ... and make it each fortnight. For example:Let’s assume your ...

Will Housing Prices Spike or Drop After the Commonwealth Games?

... consider that area a 'heaven' for kids. It offers security and ... money in the development work. For example, the total investment in ...

Hunter Galloway's co-founder – Nathan Vecchio nominated for Australian Young Gun of the Year - Independent 2017

... Hunter Galloway, has been nominated for Australian Young Gun of the ... Nathan Vecchio commented, “Being nominated for Australian Young Gun of the ...

What You Need to Understand about Stamp Duty

... order to make it easier for buyers, online calculators are available.Some ... the transactions that may qualify for concessions:Buying a property to ...

What do Mortgage Brokers in Australia do?

... do, then this article is for you!A mortgage broker negotiates ... that mortgage brokers are just for first home buyers. However what ...

What does a conveyancer do

... ; andAttendance at settlement.Things for buyers to look out for include:What encumbrances ... ? (most contracts don’t allow for this)Whose interest does the ...

Credit Card Debt

... the right direction or looking for some information to keep yourself ... surprised when reviewing your spend for the month that’s passed ...

How to get into the Property Market

... be financially stretched. By going for something that's extremely affordable you'll ... some strategies, options and plan for the future feel free to ...

Build a House in Brisbane ? The Definitive Guide

... , and then✅ A Construction loan for building the homeThe construction of ... are lots of positives, and negatives to building a home.In general ...

3 Signs Brisbane’s housing market is ‘on the up’ ???

... become the most popular destination for people moving within Australia in ... property market has the potential for significant growth over the next ...

How Does Your Profession Dictate Your Mortgage?

... evaluating a low documentation loan for high risk borrowers. However, if ... get loan approval.Home Loan Policies for Recent GraduatesPolicies regarding the length ...

Save Big

... get it from the tap for free. Australians spent over $500 ... a bargain simply by asking for a better deal or price.Contact ...

Self Managed Super Funds

... ratios (LVRs) are typically lower for SMSF property purchases, so you ... Funds together.You can get pre-approved for your SMSF purchase before establishing ...

What Is Negative Gearing? Here's a Simple Plain English Answer

... are Positively Geared? Changes to Negative GearingIs Negative Gearing right for you? What is Negative Gearing? Negative Gearing is ...

Why Use a Conveyancer

... the property.It’s extremely common for most homebuyers to successfully negotiate ... on 0410 000 689. For more information on negative gearing or mortgage broker ...

Using Equity to buy a second property [How to]

... tax strategies like Negative Gearing.Read More: What Is Negative Gearing? Here's a Simple ... has been looking for a new home for her family for the past ...

Using Equity to buy a second property [How to]

... tax strategies like Negative Gearing.Read More: What Is Negative Gearing? Here's a Simple ... has been looking for a new home for her family for the past ...

How to Buy a House ? (Step-By-Step Case Study 2019)

... from owning a property: With negative gearing on investment properties, and no ... Pest – Instead of asking for 14 days for your building and pest ...

Borrowing with a Trust; Everything You Need to Know

... to take benefit of the negative gearing, especially when using a hybrid ... trustUnit trustFamily trustDiscretionary trustTo apply for a home loan, you can ...

What You Need to Know About Borrowing with a Trust

... doing this is to access negative gearing benefits, especially in the case ... , banks identify trustees and beneficiaries for these companies. The deed enables ...

First Home Buyer Guide

... a property by glossing over negative points and focusing on the ... to artificially increase the price. Dummy bids are illegal throughout Australia. ...

11 Rules for Buying at Auction (Queensland)

... In Queensland, and across Australia dummy bids are illegal and should ... Mortgage Brokers.Further reading for Home Buyers…For our comprehensive guide for First Home ...

How Can I Use Super to Buy A House?

... get a little tricky.Borrowing or “gearing” your super needs to be ... ready to commit to a geared investment, consider whether the investment ...

How Did I Get a Bad Credit Score?

... telecommunication company that actively lists negative items on a credit report ... your report for a period of five years. Having a negative effect ...

Bad Credit History Brisbane

... lender could decline your loan for a number of reasons, generally ... paymentsCredit scoring can have a negative impact on your application, the ...

Federal Budget 2017

... , so we’ve simplified it for you below. Between university fee ...

Fixed Interest Rates: The Comprehensive Guide

... set for a period… Kinda like a fixie bike has set gears ... much less popular than fixed gear bikes in the hipster community. ...

State Custodians Home Loan Review

... any further notification. Any applications for credit are subject to meeting ... which is both positive and negative depending on your situation. Top ...

7 Ways of Creating Home Equity [Faster]

... home equity faster, without waiting for the market to increase your ... that tend to have a negative impact on property's value includes ...

Is Defence Housing Australia A Good Investment?

... investment property? Are you looking for maximum tax deductions? High capital ... you consider the following. The negatives of investing in defence housingDefence ...

What is a pre-approval?

... or investment, it’s common for them to seek a pre-approval. ... be confident to start looking for a new property. Keep in ...

Mortgage Broker Ashgrove

... Finance Broker of the Year for 2018. He was also awarded ... Broker of the Year 2018 for Queensland.If you’re after a ...

What is lenders mortgage insurance

... usually charged by your lender for borrowing more than 80% of ... in some cases, contact me for details) and often a necessary ...

How RBA Rate Changes Affect Your Interest Rate

... use as a reference rate for other things.”When the cash ... is to lock it in for a period, if you believe ...

How do the lending changes affect you

... of potential borrowers, particularly investor. For example lenders are imposing tougher ... the right lender and loan for your needs. We do all ...

Kitchen Renovations: The Definitive Guide (2020)

... end up being in the negative or breaking even. Based on ... incredible alternatives to marble. ✅ Opt for the engineered stone (quartz) benchtops ...

First Home Loan Deposit Scheme [Buy with a 5% Deposit, No LMI]

... property drops. You will have negative equity.In this situation, your mortgage ... home buyers will be looking for:✅ For capital cities in line with ...

Rentvesting: Strategy to go from Zero to 3 Properties [In 3 Years]

... deposit number 3From two positively geared properties, you should have some ... want to look for something that is positively geared, and the best ...

What is Lenders Mortgage Insurance?

... it can be quiet challenging for most to come up with ... many variables at play here. For example how long will the ...

Refinance Your Mortgage

... your mortgage broker shop around for you. Once the right lender ... by the lender when applying for a new loan.Exit Fees/Break Costs ...

You’re pre-approved. What happens next?

... part begins!Starting to look for your dream homeThe first thing ... the contract they can check for termites or other structural issues ...

What Happens if you Default on a Personal Loan?

... considered a mortgage default. Fees for this can range between $9 ... so that you can prepare for any circumstances that may arise ...

Property inspection checklist

... given the property being listed for sale will be presented in ... they are in working order.Watch for damp or plumbing issuesWhen you ...

Mortgage Broker Kedron

... packages and arrange special deals for you and this is what ... future.Speak directly to Joshua Vecchio for a free consultation call 0432 ...

Negotiating to buy a property

... the funds available to pay for any repair work.Know the marketConduct ... comes to drilling the agent for information. Before making an offer ...

Things You Need To Know About Mortgages

... loan?It’s not uncommon for families to consider refinancing their ... Refinancing a mortgage is not for everyone. If you had your ...

ING Home Loan Review

... by application.⛔️ Very limited scope for property development financeRead More: Commercial ... own positives and negatives and the best option for you is highly ...

Maternity Leave Home Loan

... in Australia have strict requirements for letters requesting Maternity Leave.Use the ... leave.There are both positives and negatives to this:✅ Your monthly loan ...

How to Overcome a Poor Property Valuation

... correct.Low valuations can come about for a multitude of reasons, including ... meeting (which doesn't cost anything for you).More Good Reads Before ...

Finance Broker of the Year ??

... Finance Brokers of the Year for 2018 ??!The award was presented ... Dean, Tash, Jared and Mary for all the hard work throughout ...

Pay Off Your 30 year Home Loan 6 Years Faster ? [10 Easy Tips]

... rebates and cover the fees for switching your home loan.Read More ... and make it each fortnight. For example:Let’s assume your ...

Will Housing Prices Spike or Drop After the Commonwealth Games?

... consider that area a 'heaven' for kids. It offers security and ... money in the development work. For example, the total investment in ...

Hunter Galloway's co-founder – Nathan Vecchio nominated for Australian Young Gun of the Year - Independent 2017

... Hunter Galloway, has been nominated for Australian Young Gun of the ... Nathan Vecchio commented, “Being nominated for Australian Young Gun of the ...

What You Need to Understand about Stamp Duty

... order to make it easier for buyers, online calculators are available.Some ... the transactions that may qualify for concessions:Buying a property to ...

What do Mortgage Brokers in Australia do?

... do, then this article is for you!A mortgage broker negotiates ... that mortgage brokers are just for first home buyers. However what ...

What does a conveyancer do

... ; andAttendance at settlement.Things for buyers to look out for include:What encumbrances ... ? (most contracts don’t allow for this)Whose interest does the ...

Credit Card Debt

... the right direction or looking for some information to keep yourself ... surprised when reviewing your spend for the month that’s passed ...

How to get into the Property Market

... be financially stretched. By going for something that's extremely affordable you'll ... some strategies, options and plan for the future feel free to ...

Build a House in Brisbane ? The Definitive Guide

... , and then✅ A Construction loan for building the homeThe construction of ... are lots of positives, and negatives to building a home.In general ...

3 Signs Brisbane’s housing market is ‘on the up’ ???

... become the most popular destination for people moving within Australia in ... property market has the potential for significant growth over the next ...

How Does Your Profession Dictate Your Mortgage?

... evaluating a low documentation loan for high risk borrowers. However, if ... get loan approval.Home Loan Policies for Recent GraduatesPolicies regarding the length ...

Save Big

... get it from the tap for free. Australians spent over $500 ... a bargain simply by asking for a better deal or price.Contact ...

Self Managed Super Funds

... ratios (LVRs) are typically lower for SMSF property purchases, so you ... Funds together.You can get pre-approved for your SMSF purchase before establishing ...

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Here’s what some of our customers say about our work.

My mortgage was not your typical simple loan; it required a lot of attention and out of the box thinking. All of this was provided by the team. Both Nathan and Josh worked tirelessly to get the result and outcome that I needed. They are incredibly personable, professional and a joy to work with.

Michael Cooper

Thank you so much to Nathan, Josh, Jared and the team for everything that they did for us in the process of buying our first house. They truly made it a seamless process. The team were always so on top of everything and kept us in the loop every step of the way. We will recommend Hunter Galloway to everyone we know! Thanks again boys!

Melissa Allison

I would recommend Nathan team to everyone. They are very professional and efficient. I previously had unpleasant experience when dealt with bank directly. Lucky, found Nathan, Josh and Jared just on time. Through them, bank even offered the loan more than I need. I could not settle this investment without Nathan's help!

Jessie Zhang

These gentlemen came recommended and I was genuinely impressed; the personalized service and very rapid reply to queries and constant updates was impressive as well as the ease with which they performed all the necessary work. They are very thorough and whilst collating paperwork is never much fun, they make it easy and explain why having all in place first is the best method. Very impressed!

Charles Phillis

We had a really great experience with Nathan from Hunter Galloway. Would definitely recommend him to anyone who is looking for a finance broker. He certainly knows his stuff, and his constant communication during the loan approval process was incredible.

Bianca Smith

After being stuffed around for over two weeks by another broker - got in touch with Nathan and had a first-home loan approval within 48 hours of speaking with him. First-class customer service and demonstrated wealth of experience. Can't recommend Hunter Galloway enough.

Irene Diocares

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