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Finalise settlement

Once you get to settlement stage, the lion’s share of the work is behind you. But there are still a few hurdles to jump through, and you don’t want to stumble right at the finish line. The main items you need to cover are the contract of sale, the formal loan approval, and the settlement itself.

finalise settlement

If it’s your first time buying a home, you might have some trepidation about the contract—you don’t want to miss a critical clause in the contract that bites you in the backside. And by this stage your loan has been pre-approved, but there’s still the risk of being declined at the formal approval.

This part of the process is actually pretty straightforward. In this chapter you will learn how everything works from the contract of sale right through to settlement. Powered by this knowledge, you’ll be in control of the process at every step of the way.

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You’re almost there! Read on to learn the final steps in your home buying journey.

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