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Making An Offer On A House Below Asking Price [2025 update]

by Jayden Vecchio | Aug 27, 2025 | Education, Finance, First Home Buyers

Thinking about offering below the asking price on a house? You’re not alone—many Australian buyers want a bargain, but pulling it off successfully requires strategy, timing, and a sharp understanding of market dynamics. This 2025 step-by-step guide reveals when...

How to Save for a House Deposit 💸

by Jayden Vecchio | Aug 26, 2025 | Education, First Home Buyers

Table of Contents Most articles out there are offering you a method of saving for a house deposit that involves eating two-minute noodles and not going on holidays.This ‘two-minute’ noodle, zero-fun method is ineffective and will make you (and everyone around you)...

How To Challenge A Bank Valuation?

by Jayden Vecchio | Aug 18, 2025 | Brisbane Home Loans, Education

So you’ve just signed your contract and secured pre-approved funds, but a low bank valuation is threatening to derail your purchase. This common issue affects many homebuyers, so before you panic, understand that there are clear, actionable steps you can take. This...

Simultaneous Settlement: Buying And Selling A House At The Same Time

by Jayden Vecchio | Aug 14, 2025 | Brisbane Home Loans, Education, Finance

Juggling the sale of your current home while buying a new one feels like a high-wire act. What if you fall? Fortunately, with a simultaneous settlement, you can step seamlessly from one home to the next on the very same day. In this guide, we’ll cover realistic...

Does HECS debt affect your home loan? [And what to do about it]

by Jayden Vecchio | Aug 6, 2025 | Education, First Home Buyers

Are you planning to buy a home but worried your HECS-HELP debt could hold you back? You’re not alone—and the good news is, recent changes in lending policy may actually work in your favour. In this guide, we break down how your student debt affects borrowing power,...

What is Genuine Savings?

by Mortgage Broker | Mar 20, 2025 | Brisbane Home Loans, Education

Did you know that lenders have a mandatory savings policy when purchasing with a minimal deposit?This is known as genuine savings. Genuine savings show the bank that you have a bit of skin in the game—some hurt money you saved up yourself. Most lenders like to see at...

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