If you’re looking into Granite Home Loans, you’re not alone—this growing lender has made waves among first home buyers for its personalised service, competitive rates, and flexible loan options.
In this in-depth guide, we’ll cover everything you need to know about Granite Home Loans—from its strengths and weaknesses to the types of loans offered, interest rates, documents required, and how it compares with other banks.
Whether you’re still saving your deposit or already house hunting, this guide will help you decide if Granite is the right fit for your home loan journey. We’ll show you how working with a mortgage broker in Brisbane can get you the best rates.
The Top 5 Things Granite Home Loans Are Good At
1. Tailored Lending for Unique Borrowers
Unlike traditional banks that often operate with strict lending rules, Granite Home Loans takes a more flexible approach. This is especially helpful for borrowers with non-standard income types. If you’re self-employed, working as a freelancer, or have multiple income sources (like rental properties or side businesses), Granite considers your complete financial picture.
They understand that income doesn’t always come with a neat payslip, and they’re willing to work with ABNs, business activity statements (BAS), and accountant letters to validate your income. This flexibility makes them a standout choice for many Australians locked out by the big banks.
2. Excellent Customer Service
If you’ve ever felt like “just another number” at a big bank, you’ll appreciate the hands-on, personalised service Granite offers. From the moment you submit an enquiry, you’re assigned a dedicated loan specialist who walks with you throughout the entire process.
They’re not just ticking boxes—they’re proactive in helping you understand your borrowing power, explaining how the different loans work, and offering solutions that actually suit your life stage and goals.
3. Flexible Loan Options
Granite doesn’t believe in a one-size-fits-all approach. They offer a diverse range of home loan products designed to meet different borrower needs. Whether you want a no-frills basic loan to minimise repayments or a fully featured loan with an offset account and redraw facilities, there’s something for you. This makes them ideal not only for first-home buyers but also for those looking to upsize, invest, or build.
4. Fast Turnaround Times
One of the most common frustrations in the home buying journey is how long banks take to approve loans. But Granite typically moves faster than most major lenders. With direct access to credit assessors, their internal processes cut out unnecessary delays. When you’re in a competitive property market—where a seller expects finance to be sorted quickly—this speed can make or break your deal.
5. Transparent Fee Structure
Another big tick is that Granite is transparent about their fees and costs. You won’t get hit with hidden charges or sneaky account fees halfway through your mortgage. All costs, including application fees, valuation charges, and legal fees, are clearly outlined from the beginning.
Top 5 Things Granite Home Loans Aren't So Good At
While Granite Home Loans has a lot going for it, no lender is without its drawbacks. Here’s an honest look at some areas where Granite may fall short, especially for certain types of first-home buyers.
1. Limited Brand Recognition
Let’s face it—most Australians haven’t heard of Granite Home Loans. As a non-bank lender, they don’t have flashy advertising, stadium naming rights, or the nationwide branch network that big banks like CBA or ANZ enjoy.
For some buyers, that lack of visibility creates uncertainty. You might wonder, “Is Granite trustworthy?” or “Will they be around in 10 years?” The good news is: yes, Granite is a legitimate and regulated lender. But if you find reassurance in choosing a well-known brand, this might be a sticking point.
2. Not Ideal for Low Credit Scores
Granite is relatively flexible, but not for everyone. If you’ve got a severely impaired credit file (defaults, missed repayments, or recent bankruptcy), Granite may not be the best fit. They generally prefer borrowers with clear, stable histories—even for low-doc loans. So while they’re more understanding than a big bank, they’re not a “bad credit lender” in the traditional sense.
3. Less Focus on Digital Innovation
In 2025, digital convenience is everything. Unfortunately, this is one area where Granite falls behind. They don’t have a mobile app for customers. Their loan portal, while functional, lacks the polish and ease of use offered by major banks.
There’s no 24/7 live chat, no budgeting tools, and no instant push notifications. For tech-savvy buyers who want to manage their mortgage on the go, this could be frustrating.
What’s missing:
- No mobile app for managing your loan
- No real-time loan balance updates
- No ability to upload documents via a secure app
4. More Conservative Lending Policies (Sometimes)
While Granite is flexible in many areas, it also takes a conservative stance in others. For example, in high-risk postcodes or for applicants with higher DTI (Debt-to-Income) ratios, Granite may cap your borrowing below the standard 95% Loan-to-Value Ratio.
5. No In-Person Branch Network
Granite is 100% online and phone-based. While that works for many first-home buyers (especially digital natives), it’s not ideal for everyone. If you value in-person meetings, document handovers, or face-to-face reassurance, you may find the lack of a physical branch frustrating.
What Are The Different Home Loan Products They Offer?
Granite Home Loans provides a surprisingly broad suite of mortgage products, designed to meet the diverse needs of Australian borrowers, especially first-home buyers who often require flexibility and guidance. Whether you’re seeking a no-frills loan, building your first home, or managing income as a freelancer, there’s likely a Granite product tailored for you.
Here’s a comprehensive breakdown of each home loan product they offer:
1. Basic Variable Rate Home Loan
The Basic Variable is Granite’s no-frills, budget-friendly option—perfect for first-home buyers wanting simplicity and low fees.
Key Features:
- Competitive variable interest rate
- No monthly account-keeping fees
- Redraw facility available
- Optional extra repayments
- Loan term up to 30 years
2. Offset Home Loan
This product is ideal for borrowers who want to reduce the interest paid on their home loan by using an offset account.
Key Features:
- 100% offset account linked to your loan
- Redraw facility
- Additional repayments allowed
- Split loan option available
- Up to 30-year term
3. Fixed Rate Home Loan (1–5 Years)
Granite offers fixed interest periods ranging from 1 to 5 years. This gives you the certainty of predictable repayments, which is especially helpful when budgeting for your first home.
Key Features:
- Locked-in interest rate for up to 5 years
- Optional redraw on variable portion (if split)
- Partial early repayments allowed (capped annually)
- Smooth transition to variable rate after fixed period
4. Variable Rate Home Loan
The standard variable loan offers greater flexibility and usually includes more features than the basic version. It is best for home buyers who want to pay off their loan faster with extra repayments.
Key Features:
- Competitive floating rate
- Extra repayments and redraw facility
- Potential rate drops if the RBA cuts rates
- Available with an optional offset account
5. Construction Loan
Planning to build your own home or buy land and build? Granite’s construction loan is built for staged payments, known as progress draws, during each phase of the build. It is best for buyers building a house through a builder or those who are getting house-and-land packages.
Key Features:
- Interest-only during construction
- Funds released in stages to your builder
- Converts to principal & interest loan on completion
- Controlled inspections for each stage (slab, frame, lock-up, etc.)
6. Low-Doc Home Loan
For self-employed applicants or those with non-traditional income, Granite offers low-documentation home loans with more flexible income verification methods. This loan is best for business owners, freelancers and recently self-employed individuals.
Key Features:
- No payslips required
- Income can be verified using BAS, accountant letters, or bank statements
- Up to 80% LVR available (sometimes more with LMI)
- Interest-only available in some cases
7. Split Loan (Fixed + Variable)
Want the security of a fixed rate and the flexibility of a variable rate? Granite allows you to split your loan into two parts, e.g., 50% fixed and 50% variable. If you are unsure where interest rates are headed, a split loan may be the best option for you.
Key Features:
- Customise your loan for risk balance
- Make extra repayments on the variable portion
- Budget certainty on the fixed side
What Are Granite Home Loans Interest Rates?
When you’re buying your first home, interest rates play a massive role in your borrowing power, monthly repayments, and the total cost of your loan over time. The good news? Granite Home Loans offers competitive interest rates for borrowers with solid credit profiles and low-risk applications.
Below, we’ll explore Granite’s current rates (as of July 2025), what factors affect your rate, how they compare to other lenders, and how to make sure you’re getting the best deal possible.
Here’s an overview of Granite’s standard home loan rates:
Loan Type | Interest Rate (p.a.) | Comparison Rate (p.a.) | LVR & Notes |
Standard Variable (≤ 60% LVR) | 5.75% | 5.79% | Owner-occupier, P&I |
Standard Variable (≤ 85% LVR) | 6.44% | 6.73% | Includes offset |
Construction Loan (≤ 85% LVR) | 6.45% | 6.49% | Owner-occupier construction |
Fixed Rate (3 years, ≤ 60% LVR) | 5.55% | 6.04% | P&I product |
Fixed Rate (3 years, 80–85% LVR) | 6.15% | 6.64% | For larger loans |
Note: Rates may vary depending on:
- Loan size – Larger loans may qualify for better pricing due to economies of scale.
- Loan-to-value ratio (LVR) – The lower your LVR (i.e. higher deposit), the lower your interest rate is likely to be.
- Fixed or variable option – Fixed rates often come with different pricing and conditions compared to variable rates.
- Documentation level (full-doc vs. low-doc) – Low-doc loans typically have higher interest rates due to the increased risk to the lender.
- Credit history – Borrowers with clean credit files are more likely to be offered Granite’s most competitive rates.
What Documents Do They Need
Applying for a home loan involves a fair amount of paperwork, but the better prepared you are, the smoother and faster the process will be.
Granite Home Loans, like all Australian lenders, needs to verify your identity, income, expenses, savings, and liabilities before approving your mortgage. Whether you’re a full-time employee, casual worker, or self-employed, they offer tailored pathways for document verification.
Let’s break down exactly what Granite will ask for—based on your employment type—and provide some handy tips to get your application over the line faster.
- Proof of Identity – Granite requires at least two forms of government-issued ID to verify your identity. This can include your driver’s licence, passport, Medicare card, or birth certificate. Ensure all documents have matching names to avoid delays in processing.
- Proof of Income – Granite assesses your income based on your employment type. PAYG employees need payslips, bank statements, and sometimes tax documents; casual workers must show consistent income over 3–6 months. Self-employed applicants can apply with either full-doc (tax returns, BAS, bank statements) or low-doc (accountant’s letter, BAS), depending on how long they’ve been trading.
- Evidence of Deposit or Genuine Savings – You’ll need to show where your deposit is coming from—via savings account statements, term deposits, or gift letters. Granite requires stronger documentation for deposits when your LVR exceeds 80%. Gifted deposits must be accompanied by a statutory declaration confirming the money is non-refundable.
- Expenses and Liabilities – Granite evaluates your financial obligations to determine how much you can borrow. You’ll need to disclose debts like credit cards (limits matter), personal loans, HECS, car loans, and any ongoing commitments like child support. Cancel unused credit cards before applying to help improve your borrowing power.
- Property Information (Post-Approval) – After choosing a home, you’ll submit documents like the signed contract of sale, vendor’s statement, and deposit receipt. Granite will order a formal property valuation to ensure the home’s value aligns with the loan amount. This step is critical for final loan approval.
- Other Documents That May Be Required – Depending on your personal situation, Granite might request rental history, Centrelink statements, visa documentation, or a guarantor letter. These documents help assess your full financial picture or support specific loan structures. Your broker will guide you on what’s needed based on your circumstances.
How Much Can I Borrow From Granite Home Loans?
One of the first questions most first-home buyers ask is:
“How much can I actually borrow?”
The answer depends on several factors, including your income, expenses, deposit size, credit score, and the type of loan you’re applying for.
Granite Home Loans offers flexible borrowing options, especially for borrowers with complex income or non-standard employment. But to give you a clear idea, let’s walk through how borrowing power is calculated, what limits apply, and how to increase your chances of getting approved for the amount you need.
Borrowing Power: The Basics
At a high level, Granite (like all lenders) determines your borrowing capacity based on:
Factor | What It Means |
Income | Your salary, rental income, business income |
Living Expenses | Based on what you declare and HEM benchmarks |
Existing Debts | Credit cards, personal loans, HECS, Afterpay |
Deposit Size / LVR | How much you’re contributing vs. the purchase price |
Loan Type | Principal & interest or interest-only |
Loan Term | Usually 30 years for first-home buyers |
Credit Score | Clean credit increases your borrowing potential |
General Lending Criteria
Criteria | Typical Thresholds |
Max LVR (Owner-Occupier) | 95% (including LMI) |
Min Deposit (Standard Loan) | 5–10% + stamp duty |
Max Loan Term | 30 years |
Minimum Loan Size | $150,000 |
Self-Employed Trading Period | 12–24 months (low-doc if <2 years) |
How Much Deposit Do I Need?
Property Price | 5% Deposit | Loan Amount | LMI Likely? | Approx Monthly Repayment* |
$750,000 | $37,500 | $712,500 | Yes | ~$4,120 |
$900,000 | $45,000 | $855,000 | Yes | ~$4,940 |
$1,000,000 | $50,000 | $950,000 | Yes | ~$5,480 |
*Repayments based on variable rate of 5.75% p.a. over 30 years (principal & interest).
Stamp duty, legal costs, and insurance are not included and must be budgeted separately.
Use a Borrowing Power Calculator
Want a rough estimate? Try our online borrowing calculator to get an early idea of what you can borrow before applying.
How Long Do Granite Home Loans Take to Approve?
When you’ve found the perfect home and your offer is accepted, time is everything. The speed at which your lender approves your home loan can make or break the deal, especially if you’re working with a tight finance clause or a competitive auction environment.
So, how does Granite Home Loans perform when it comes to timelines?
The good news: Granite is faster than most big banks, particularly when you provide all required documents upfront and work through a broker who knows their systems well.
Here’s what to expect at each stage of the approval process.
1. Pre-Approval (Indicative Approval)
Timeline: 1–2 business days
Granite offers fast pre-approvals, also known as conditional approvals. This gives you a strong idea of how much you can borrow and shows sellers and agents you’re serious.
2. Full Assessment + Valuation
Timeline: 2–5 business days (depending on property location and complexity)
Once you’ve signed a contract of sale, Granite kicks off the full approval process, which involves verifying your income and expenses, ordering a valuation of the property and checking your credit file.
3. Formal (Unconditional) Approval
Timeline: Same day or within 24–48 hours after successful valuation
Once the valuation is done and all documents are verified, Granite issues formal approval. This is your official green light and allows your solicitor/conveyancer to proceed with settlement.
4. Loan Documentation + Settlement
Timeline: 5–10 business days
After formal approval, Granite sends out your loan contract pack for signing. Depending on how quickly you return these:
- Settlement can occur in as little as 5 working days
- Most first-home buyers settle within 4–6 weeks of approval
Granite works with PEXA (Australia’s e-conveyancing platform), which means digital settlements are quick and reliable in most states.
What Else Does Granite Home Loans Offer?
While Granite Home Loans is best known for its flexible home loan options, it goes beyond the basics to support first-home buyers, self-employed borrowers, and property investors with value-added services, educational tools, and specialist support.
Let’s take a closer look at everything else Granite brings to the table, beyond just interest rates and loan types.
Personalised Lending Advice Through Brokers
Granite Home Loans works exclusively through mortgage brokers, meaning every loan application is handled by a qualified professional who knows how to present your case effectively.
That may sound simple, but it’s a huge advantage:
- You’re not left filling in confusing online forms
- Your broker does the heavy lifting with documentation
- Brokers can negotiate pricing tiers and fast-track approval
Construction Loan Support (Including Progress Payments)
Granite’s construction loan program doesn’t just stop at loan approval. They help manage:
- Builder verification
- Contract review
- Stage-by-stage progress draw payments
- Valuation updates as construction progresses
This level of support is crucial if you’re:
- Building a house and land package
- Managing your own builder contract
- Looking to draw funds at each stage of a build (slab, frame, lock-up, etc.)
Broker Portal and Customer Dashboard
While Granite doesn’t currently offer a dedicated mobile app for borrowers, they do provide:
- A secure online portal to upload documents
- Broker dashboard for real-time loan status tracking
- Digital signing tools (via platforms like DocuSign)
- Direct email communication with loan assessors
You can use the dashboard to:
- Track application progress
- View loan summaries
- Submit supporting documentation
- Communicate securely with your broker or lender contact
Parental Guarantee Loan Options
Granite allows guarantor home loans, where a parent or close relative offers part of their equity to help you avoid LMI and boost your borrowing power.
How it works:
- The guarantor uses their home as security
- You may be able to borrow up to 105% (including stamp duty and fees)
- Once you’ve paid off a portion of the loan, the guarantee can be removed
Guarantors need to understand the risks—it’s not just a formality.
Investment Property Loans
Granite also supports investors building a property portfolio. Their investor loan options include:
- Interest-only repayments (typically for 1–5 years)
- Offset accounts (for tax-effective structuring)
- Split loans (for cash flow and rate diversification)
- Cash-out for renovations or future purchases (subject to valuation)
Non-Resident and Visa Holder Lending (Case-by-Case)
While not their primary focus, Granite may lend to non-residents or temporary visa holders on a case-by-case basis, especially with strong income and low LVRs.
Examples include:
- 457 or 482 visa holders
- NZ citizens residing in Australia
- Aussie expats returning home
What Are Some Granite Home Loans Customer Reviews?
When choosing a lender, interest rates matter—but so do service and support. Granite Home Loans, a broker-only non-bank lender, has earned praise for its fast approvals, especially for self-employed borrowers. Though it doesn’t have thousands of public reviews like the big banks, feedback from brokers and clients highlights its strengths in communication, flexibility, and low-cost loan products.
Customers and brokers consistently praise Granite for its responsive service, competitive fixed rates, and borrower-friendly approach to self-employed and contractor income. Many brokers describe it as one of the best lenders for clients with irregular income or new ABNs. The streamlined process, clear communication, and absence of hidden fees make Granite appealing to first-home buyers and business owners alike.
However, Granite isn’t perfect. It lacks physical branches and a borrower-facing mobile app or dashboard, which some customers find inconvenient. It also tends to be less flexible with credit-impaired applicants, making it less suitable for those with defaults or complex credit histories. Still, broker forums and internal surveys rate Granite highly, with average scores around 4.5 out of 5, confirming it as one of Australia’s better-performing non-bank lenders.
Is Granite An Ethical Australian Bank?
Granite Home Loans is a non-bank lender in Australia, meaning it’s not a traditional bank and doesn’t accept customer deposits. Despite this, Granite operates under strict credit laws and offers flexible products with quicker approvals, especially for borrowers with unique financial situations.
Granite follows responsible lending practices under the National Consumer Credit Protection Act, ensuring loans are affordable and won’t cause financial hardship. The lender is transparent about fees, interest rates, and loan terms, providing clear disclosures and working closely with brokers to educate borrowers. Customer support is broker-focused, with dedicated assessors and flexible repayment options like redraws and offset accounts, which many borrowers appreciate.
However, Granite’s broker-only model limits direct customer service, so borrowers cannot walk into branches or contact Granite directly, which may slow problem resolution. As a non-bank lender, Granite doesn’t have access to government deposit protections like traditional banks, a consideration mainly relevant for depositors. Additionally, while Granite’s community involvement is limited publicly, its broker network supports financial literacy and provides low-doc loans to underserved groups such as the self-employed.
For first homebuyers evaluating ethical lenders, it’s important to consider responsible lending practices, clear and transparent loan terms, accessible customer support, community engagement, and compliance with Australian regulations. Granite meets many of these criteria through its compliance and broker relationships, but has room to improve in direct borrower communication and visible community initiatives.
How Does Granite Home Loans Compare To Other Banks?
Choosing the right lender means understanding how Granite stacks up against the major banks and other non-bank lenders in Australia. This comparison will help you weigh Granite’s strengths and weaknesses and decide if it’s the right fit for your home loan needs.
Granite Home Loans vs. Big Four Banks
Feature | Granite Home Loans | Big Four Banks (CBA, Westpac, ANZ, NAB) |
Loan Application | Broker-only, no retail branches | Direct application via branch, online, brokers |
Approval Speed | Faster (1–2 weeks typical with docs) | Slower (3–6 weeks typical, longer for complex cases) |
Home Loan Products | Simple & focused on owner-occupier & self-employed | Wide range: owner-occupier, investment, offset, redraw |
Flexibility for Self-Employed | High (low-doc options, flexible income assessment) | Lower (strict income verification, less low-doc) |
Interest Rates | Competitive but generally slightly higher | Very competitive, but often offset by fees and restrictions |
Fees and Charges | Low to moderate (no monthly fees on many loans) | Varies widely, often monthly fees and package deals |
Customer Service | Broker-dependent, no branches | Direct customer service, branch access |
Technology & Online Access | Limited borrower-facing tech | Robust apps, online portals, instant redraws |
LMI Flexibility | Tiered premiums, can capitalise LMI | Standard premiums, often capitalised |
Ethical Lending & Transparency | Strong regulatory compliance, broker transparency | Strong regulatory oversight, varying transparency levels |
Granite Home Loans vs. Other Non-Bank Lenders (Pepper, Liberty, Resimac)
Feature | Granite Home Loans | Other Non-Banks (Pepper, Liberty, Resimac) |
Broker-only model | Yes | Yes |
Approval Speed | Fast | Moderate to fast |
Flexibility for Low-Doc | Yes, for self-employed | Yes, with various low-doc and specialist products |
Interest Rates | Competitive, often better for self-employed | Similar or higher rates, some niche products |
Customer Support | Broker-dependent, good assessor access | Varies, generally broker-dependent |
Product Range | Focused on owner-occupiers, construction loans | More variety including car loans, personal loans |
Technology & Online Access | Basic portals, no mobile app | Varies; some offer better borrower apps |
LMI Options | Tiered, discount options | Standard with fewer discounts |
Loan Size Limits | Minimum $150k, max ~ $3M | Wider range, some offer jumbo loans >$5M |
FAQs About Granite Home Loans
What types of home loans does Granite offer?
Granite offers standard variable rate loans, fixed rate loans, construction loans, low-doc loans for self-employed, and guarantor loans.
They also offer split loans that combine fixed and variable rates, giving borrowers more control. Each loan is tailored to suit your financial situation, whether you’re buying your first home or building an investment portfolio.
Can I get a Granite home loan if I'm self-employed?
Yes! Granite is well-known for flexible lending options for self-employed borrowers, including low-doc loans with alternative income verification.
They assess income using BAS statements, accountant letters, or business bank statements instead of traditional payslips. This makes it easier for freelancers, contractors, and sole traders to qualify.
What are Granite home loans interest rates?
Rates vary depending on loan type and applicant profile, typically ranging from around 5.5% to 7% variable, and fixed rates from about 5.7% to 6.5%. Rates change regularly, so check with a broker for current offers. Granite may also offer special rates for borrowers with strong credit and larger deposits. Comparing options through a broker ensures you’re getting the most competitive deal.
How much deposit do I need for a Granite home loan?
Generally, Granite allows for a minimum 5% deposit (up to 95% LVR), but higher deposits reduce Lenders Mortgage Insurance costs and increase approval chances.
First-home buyers may also be eligible for government schemes that reduce upfront costs. A broker can help you assess your borrowing capacity and ideal deposit amount.
Does Granite charge application or monthly fees?
Most Granite home loans have no monthly fees, but some may have a one-off establishment fee. Fees vary by loan product. It’s important to review the loan’s comparison rate to understand the true cost. Your broker will provide a full breakdown of fees before you apply.
How long does Granite take to approve a home loan?
Pre-approval can take 1–2 business days with all documents supplied, and full approval usually takes 5–10 business days.
Complex applications may take slightly longer, especially if additional income verification is needed. Keeping your documents organised can speed up the process
Can I refinance my existing loan with Granite?
Yes, Granite offers refinancing options that may provide lower rates or better features, especially for self-employed borrowers or those with complex income.
They also offer cashback promotions or fee waivers from time to time. Refinancing with Granite could also consolidate debts or unlock equity for renovations.
Is Granite a safe lender?
Yes. Granite is a licensed non-bank lender operating under Australian credit laws and regulatory bodies such as ASIC and APRA. Their loans are subject to responsible lending guidelines, ensuring affordability and compliance. Many borrowers appreciate their ethical approach and focus on niche lending.
Can I apply for a Granite home loan without a broker?
No, Granite home loans are only available through accredited mortgage brokers. Using a broker helps streamline the process and find the best loan product for you.
Brokers also handle paperwork, communicate with the lender, and advocate on your behalf. This can save you time, stress, and potentially thousands of dollars.
What happens if my loan application is declined by Granite?
Your broker can help explore reasons for decline and suggest alternative lenders or restructure your application to improve your chances of approval. They may also advise on improving your credit profile or saving a larger deposit. The right broker will help you build a new strategy that suits your goals.
Conclusion - Is Granite Home Loans Right For You?
Deciding on the right home loan lender is one of the most important financial choices you’ll make, especially as a first-home buyer in Australia. Granite Home Loans offers a compelling option if you value:
- Fast approval times with a broker-managed process
- Flexible lending criteria that work well for self-employed, contractors, and low-doc applicants
- Competitive interest rates and transparent fees without hidden surprises
- Support for construction loans, guarantor loans, and first-home buyer tools
- A lender that puts brokers at the center of the process, helping you navigate complex paperwork
However, Granite may not be the best fit if you:
- Prefer in-person banking or direct branch access
- Want extensive mobile app features and borrower portals
- Have complex credit issues requiring specialist lenders
- Need access to a wide variety of loan products or bundle banking services
Ultimately, the best way to know if Granite Home Loans suits your unique circumstances is to speak with an experienced mortgage broker who understands your financial situation and goals. Brokers can help you weigh Granite’s offerings against other lenders and find a loan that not only meets your needs but also sets you up for long-term success in home ownership.
Ready To Take The Next Step?
Our team at Hunter Galloway is here to help you buy a home in Australia. Unlike other mortgage brokers who are just one-person operations, we have an entire team of experts dedicated to making your home loan journey as simple and stress-free as possible.
Whether you’re just starting out or need help navigating the Granite Home Loans process, we’re ready to support you every step of the way. If you want to get started, please give us a call on 1300 088 065 or book a free assessment online to see how we can help.
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