Free Home Loan Assessment
A 97% loan approval rate on the applications we process
5.0from 2,400+ Google reviews
What you get
- A clear picture of your borrowing power and the deposit you actually need
- Home loan options compared across our 30+ Australian banks & lender networks
- A response from our team within 4 business hours — no cost, no obligation
Mortgage Broker of the Year in 2017, 2018, 2019 and 2024
Access to 30+ banks and lenders in Australia
Top approval rates among Australian Mortgage Brokers
Get a Free Assessment
Our service is free for you— the lender pays us, and you won't pay more. Answer the question below so we can find the best way to help you secure a loan.
What happens after you submit
- We call you within 4 business hoursA quick call to understand what you’re trying to do — buying your first home, upgrading, investing or refinancing.
- A no-pressure chat about your situationWe talk through your borrowing power, your deposit and what’s realistic. No cost, no obligation, and no credit check to have the conversation.
- You get your optionsWe compare loans across 30+ Australian banks and lenders and lay out your best options. You decide if and when to go ahead.
Frequently asked questions
- Is the assessment really free?
- Yes — completely free for you, with no obligation to go ahead. Like most mortgage brokers in Australia, we are paid a commission by the lender when your loan settles, and you do not pay more for your loan because of it.
- Will this affect my credit score?
- No. The free assessment is a conversation, not a credit application — we do not run a credit check to talk to you about your options. A credit enquiry only happens later if you decide to apply for pre-approval or a loan, and we will always tell you before that step.
- Do I need documents ready before I enquire?
- No — you do not need anything prepared for the first chat. If you decide to move ahead, we will send you a simple checklist of what we need (things like payslips and bank statements) and guide you through it.
- What if I've been declined by a bank before?
- A decline from one bank does not mean a decline everywhere — every lender has different lending policies. Because we work with 30+ banks and lenders, we can often find a lender whose policy fits your situation, and we will tell you honestly if the best move is to wait and strengthen your position first.
We appreciate our customers' feedback!
Here's what some of our customers say about our work.
I first used Hunter Galloway a few years ago to refinance my mortgage after our build was complete. Gabi was super friendly and knowledgeable and I really felt she was someone I could trust with a decision such as this. I have been continually liaising with them to make sure I've got the best available rate and package.
Heidi Pearson and Jayden Vecchio were amazing, supportive, responsive and extremely professional throughout the process. Heidi was on top of her work and there was never a single instance where I had to follow-up or was left uninformed. Her due diligence was always up to the mark.
We had an exceptional experience with Hunter Galloway, specifically Nathan and Gemma, during the purchase of our first home. Their professionalism, care, and patience throughout the entire mortgage process were truly commendable. They guided us seamlessly, addressing every concern with expertise and a personal touch.
Hunter Galloway is the most professional team I've ever had the privilege of working with. They have helped us with two home loan applications so far and their advice has always been clear, incredibly responsive and accurate.
I have just finalised my mortgage with Hunter Galloway. Professional from start to finish and extremely helpful in the process of securing the home loan. I highly recommended them.
Josh and the Team did an amazing job getting the preapprovals done quickly and efficiently within some very tight timeframes. A huge thank you for all your work with putting some urgency behind the mortgage pre-approval application.
Not ready to talk to someone yet? Work out your borrowing power first.
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