1300 088 065

Free Home Loan Assessment

A 97% loan approval rate on the applications we process

5.0from 2,400+ Google reviews

What you get

  • A clear picture of your borrowing power and the deposit you actually need
  • Home loan options compared across our 30+ Australian banks & lender networks
  • A response from our team within 4 business hours — no cost, no obligation
  • Mortgage Broker of the Year in 2017, 2018, 2019 and 2024

  • Access to 30+ banks and lenders in Australia

  • Top approval rates among Australian Mortgage Brokers

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Get a Free Assessment

Our service is free for you— the lender pays us, and you won't pay more. Answer the question below so we can find the best way to help you secure a loan.

What are you looking to do?

What happens after you submit

  1. We call you within 4 business hoursA quick call to understand what you’re trying to do — buying your first home, upgrading, investing or refinancing.
  2. A no-pressure chat about your situationWe talk through your borrowing power, your deposit and what’s realistic. No cost, no obligation, and no credit check to have the conversation.
  3. You get your optionsWe compare loans across 30+ Australian banks and lenders and lay out your best options. You decide if and when to go ahead.

Frequently asked questions

Is the assessment really free?
Yes — completely free for you, with no obligation to go ahead. Like most mortgage brokers in Australia, we are paid a commission by the lender when your loan settles, and you do not pay more for your loan because of it.
Will this affect my credit score?
No. The free assessment is a conversation, not a credit application — we do not run a credit check to talk to you about your options. A credit enquiry only happens later if you decide to apply for pre-approval or a loan, and we will always tell you before that step.
Do I need documents ready before I enquire?
No — you do not need anything prepared for the first chat. If you decide to move ahead, we will send you a simple checklist of what we need (things like payslips and bank statements) and guide you through it.
What if I've been declined by a bank before?
A decline from one bank does not mean a decline everywhere — every lender has different lending policies. Because we work with 30+ banks and lenders, we can often find a lender whose policy fits your situation, and we will tell you honestly if the best move is to wait and strengthen your position first.

We appreciate our customers' feedback!

Here's what some of our customers say about our work.

Hayley T

I first used Hunter Galloway a few years ago to refinance my mortgage after our build was complete. Gabi was super friendly and knowledgeable and I really felt she was someone I could trust with a decision such as this. I have been continually liaising with them to make sure I've got the best available rate and package.

Nov 2025
Anas B.

Heidi Pearson and Jayden Vecchio were amazing, supportive, responsive and extremely professional throughout the process. Heidi was on top of her work and there was never a single instance where I had to follow-up or was left uninformed. Her due diligence was always up to the mark.

2023
Stephanie Whitmore

We had an exceptional experience with Hunter Galloway, specifically Nathan and Gemma, during the purchase of our first home. Their professionalism, care, and patience throughout the entire mortgage process were truly commendable. They guided us seamlessly, addressing every concern with expertise and a personal touch.

2023
Nima

I had my second mortgage sorted by Hunter Galloway and it was another flawless experience. Alex and Christian did a fantastic job, kept me well informed throughout the process and were always there if I had questions.

2022
Natty M

From the initial phone call hubby made to Hunter Galloway we are grateful to Nathan, Joshua and Pau who helped us with our home loan refinance. The team worked with us along the application process and are very helpful in all our questions. We're now getting ready for settlement and are so pleased with how efficient the team have been.

2022
GMC

So happy with the help and support all of the team at Hunter Galloway gave us in our journey to purchase our new home. Everyone was friendly and knowledgeable, and nothing was too much trouble. I would highly recommend.

2021
MGC

The team at Hunter Galloway provided excellent service throughout the loan application process. They communicated very well with me. I was confident that I knew what the next step was at all times and that they were just a friendly phone call or email away for any questions.

2021
Bhawana Rai

Hunter Galloway helped us with the mortgage consultation and they were absolutely great to work with. Blake Belford was our agent and he was extremely helpful and responsive. I would recommend them to anyone who's looking for a similar service, you'll not be disappointed.

2021
Sharon S.

Hunter Galloway is true to their mission – home loans made easy! From the initial phone call, I was impressed with the professional response to my general queries. Jayden, Nathan and the team went above and beyond to make the entire process smooth and stress-free.

2021
Joel D.

A little while back when I had a change of circumstances that made me pull out of a home loan application, I found a video online by Hunter Galloway about how casual and freelance workers can still get home loans. Six months later I found myself in that position and when looking for a broker to help me out, I remembered Hunter Galloway. I have not been disappointed.

2021
Hayley T

I first used Hunter Galloway a few years ago to refinance my mortgage after our build was complete. Gabi was super friendly and knowledgeable and I really felt she was someone I could trust with a decision such as this. I have been continually liaising with them to make sure I've got the best available rate and package.

Nov 2025
Anas B.

Heidi Pearson and Jayden Vecchio were amazing, supportive, responsive and extremely professional throughout the process. Heidi was on top of her work and there was never a single instance where I had to follow-up or was left uninformed. Her due diligence was always up to the mark.

2023
Stephanie Whitmore

We had an exceptional experience with Hunter Galloway, specifically Nathan and Gemma, during the purchase of our first home. Their professionalism, care, and patience throughout the entire mortgage process were truly commendable. They guided us seamlessly, addressing every concern with expertise and a personal touch.

2023
JustinFeb 18, 2026

Hunter Galloway is the most professional team I've ever had the privilege of working with. They have helped us with two home loan applications so far and their advice has always been clear, incredibly responsive and accurate.

Jason NesbittFeb 17, 2026

I have just finalised my mortgage with Hunter Galloway. Professional from start to finish and extremely helpful in the process of securing the home loan. I highly recommended them.

Monique RoosenFeb 17, 2026

Josh and the Team did an amazing job getting the preapprovals done quickly and efficiently within some very tight timeframes. A huge thank you for all your work with putting some urgency behind the mortgage pre-approval application.

Riley LehmannFeb 16, 2026

My experience with the Hunter Galloway team has been nothing but great. Ty, Suen and Gabi made the intimidating process of buying mine and my partner's first home a breeze. No matter how many questions we had they were consistently prompt.

Ayurshi KhatriFeb 16, 2026

Had a wonderful experience with the team of Hunter Galloway. They were very knowledgeable and approachable. Special thanks to Jayden and Gemma for assisting us with the process.

Daniel AllisonFeb 14, 2026

Fantastic communication. Commitment to getting great rates. Gives great advice when in tough borrowing situations.

Serena FulfordFeb 11, 2026

Responsive, informed and very engaging - Nathan explained my options really clearly. Achieved a good outcome.

Jordan PyneFeb 11, 2026

Jayden, Gemma, Vin and the team are great! Highly recommend.

Rebecca MansellFeb 4, 2026

We recently purchased our first home, and Josh and Angela were incredible to work with. As first home buyers, the process felt incredibly daunting at first and we had no idea what to expect. But they made everything feel manageable and were so reassuring every step of the way. We trusted them completely and we were not disappointed.

Karishma MaganlalFeb 4, 2026

Thank you to Alex and Christian for making my first home purchase a seamless experience. They were always available by phone or email and happy to explain any part of the process. I couldn't have asked for better support.

JustinFeb 18, 2026

Hunter Galloway is the most professional team I've ever had the privilege of working with. They have helped us with two home loan applications so far and their advice has always been clear, incredibly responsive and accurate.

Jason NesbittFeb 17, 2026

I have just finalised my mortgage with Hunter Galloway. Professional from start to finish and extremely helpful in the process of securing the home loan. I highly recommended them.

Monique RoosenFeb 17, 2026

Josh and the Team did an amazing job getting the preapprovals done quickly and efficiently within some very tight timeframes. A huge thank you for all your work with putting some urgency behind the mortgage pre-approval application.

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