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Bank employee home loans: LMI waivers and deposit options
Work for a listed bank? Compare LMI waiver options, deposit requirements and how earlier banking experience may help after a job change.
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Choose your mortgage path
Pick the track that fits your goals and start with the most relevant guides.
First-home buyers
Build borrowing confidence, structure your deposit, and move with a clear plan.
Refinancers
Spot repayment drag, compare lender fit, and refinance with better strategy.
Investors
Balance cash flow, growth goals, and lender policy before your next purchase.
02 Optometrist home loans: deposit options and LMI waivers
Compare optometrist home loans with around 5% to 10% deposit and no LMI. Check registration, income, practice ownership and the lender limits that matter.
Read more03 Income and employment home loans
Find the home loan guide for your job and income. Understand what lenders may count, the work history they need and which documents can help.
Read more04 Can you get a home loan on a PhD stipend?
See how a lender may assess a PhD stipend, tutoring income, scholarship end date, partner income and the evidence needed before pre-approval.
Read more05 Can you get a home loan while on maternity or parental leave?
Buying or refinancing on parental leave? Understand return-to-work income, savings and childcare costs. Includes an employer letter template.
Read more06 Can temporary and agency workers get a home loan?
Working through a labour-hire or staffing agency? See how lenders check your employer, workplace changes, work history and income evidence.
Read more07 Can FIFO income count for a home loan?
See how FIFO base pay, site and shift allowances, overtime, living away payments, roster changes and property location can affect a home loan assessment.
Read more08 Commission income home loans: what will the bank count?
Changed employers and earn commission? See how lenders work out your annual income, how much history they need and which documents to provide.
Read more09 Can bonus income count towards a home loan?
Find out when bonus income may count towards a home loan, how lenders assess payment history and which documents support your application.
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