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Minimum Deposit for a Home Loan in Australia [2026 Guide]
Compare home loan deposits from 0% with a guarantor, eligible 2% and 5% options, buying costs, LMI and genuine savings in Australia.
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First-home buyers
Build borrowing confidence, structure your deposit, and move with a clear plan.
Refinancers
Spot repayment drag, compare lender fit, and refinance with better strategy.
Investors
Balance cash flow, growth goals, and lender policy before your next purchase.
Featured guide
Compare home loan deposits from 0% with a guarantor, eligible 2% and 5% options, buying costs, LMI and genuine savings in Australia.
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