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Mortgage Broker Milton

Name: Mortgage Broker Brisbane - Hunter Galloway
Price range: $$$

Improve your chances of getting a loan with an award winning mortgage broker.
We have one of the highest loan approval rates in the country.

Market-leading
Approximately 40% of home loan applications were rejected in December 2018 based on a survey of 52,000 households completed by DigitalFinance Analytics DFA. In 2017 to 2018 Hunter Galloway submitted 342 home loan applications and had 8 applications rejected, giving a 2.33% rejection rate.
loan approval rate in Australia of 97%
Variety of options due to direct access to 30+ Australian banks & lenders
#1 rated
The highest rated and most reviewed Mortgage Broker in Brisbane: 5-star rating based on 1600+ reviews on Google
Mortgage Broker in Brisbane

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We promise to get back to you within 4 business hours

Improve your chances of getting a loan with an award winning mortgage broker. We have one of the highest loan approval rates in the country

Get a Free Assessment

We promise to get back to you within 4 business hours

Our reputation and achievements

Market average rejection rate is 40%, our rejection rate is 3%

Approximately 40% of home loan applications were rejected in December 2018 based on a survey of 52,000 households completed by 'DigitalFinance Analytics DFA'. In 2017 to 2018 Hunter Galloway submitted 342 home loan applications and had 8 applications rejected, giving a 2.33% rejection rate.

2024 Mortgage Broker of the Year

Don't risk having your
home loan declined

Did you know that over

40%

of home loan applications that get submitted
never make it to settlement? Don't take that risk.

We know the banks inside out

Our brokers have over 35 years of combined experience in the finance industry, including decades of banking experience, and have processed thousands of home loan applications.

We have a wide range of lenders on our panel and we intimately understand their credit policies. This means we know the problems you may face on your loan application and how to mitigate them when applying with any specific bank or lender.
Reducing risk of rejection

Unlike other brokers, Hunter Galloway completes our own internal credit assessment process before applying with any lender.

Your application will be assigned its own Credit Manager who reviews each application thoroughly before it is submitted to the lenders, meaning we won't apply with a lender who won't approve your loan.

2024 Mortgage Broker of the Year

Why Choose Hunter Galloway As
Your Mortgage Broker?

One of the lowest rejection rates

Across Mortgage Brokers in Australia

The highest rated and most reviewed

Mortgage Broker in Brisbane on Google

We have direct access to 30+ banks and lenders

Across Australia

About Milton

Overview

Milton, located 2km west of Brisbane's CBD, is a vibrant inner-city suburb known for its mix of residential and commercial areas. Originally an industrial hub, it has transformed into a trendy locale with a blend of heritage buildings and modern developments. The iconic XXXX Brewery and Suncorp Stadium are key landmarks. Tree-lined streets and the Brisbane River border create an appealing urban environment. Milton attracts young professionals and families, offering excellent public transport links via Milton train station and numerous bus routes. The suburb boasts quality healthcare facilities and a thriving business district, making it ideal for those seeking a dynamic inner-city lifestyle.

Milton Demographics

Population

3,142

Median Age

30 years

Family Makeup

722

Weekly Rent

$435

Weekly Income

$2,087

Safety Score

Lower score indicates higher safety

Milton Property Market

Median House Price

$1,500,000

Median Unit Price

$583,333

Days on Market (Houses)

77 days

What are properties like in Milton?

Milton boasts a diverse range of housing options catering to various preferences and lifestyles. The majority of dwellings (71.6%) are houses, making it an ideal location for families or individuals who appreciate larger living spaces. Apartments make up 19.6% of the housing stock, appealing to young professionals, students, or those seeking a low-maintenance lifestyle. Townhouses constitute 1.9% of the properties, providing a balanced choice between space and convenience. This varied mix of dwelling types means Milton can accommodate a wide range of residents, from growing families to singles and retirees. The prevalence of houses promotes a family-friendly atmosphere, while the significant percentage of apartments supports a dynamic, urban lifestyle. For potential homebuyers, this diversity offers flexibility in finding a property that fits their unique needs and budget. Additionally, the variety of housing types signals potential for steady property value growth as the suburb attracts a wide array of residents. Overall, Milton's housing options make it a highly desirable suburb, appealing to different demographics and enriching the community's vibrancy.

How many bedrooms in Milton properties?

Milton offers a diverse range of property sizes to suit various needs and lifestyles. The largest portion of homes (38%) have 2 bedrooms, providing ample choice for small families or couples starting out. Close behind, 29.7% of properties are 1-bedroom homes, catering well to singles or couples looking for a cozy space. Properties with 3 bedrooms make up 14.7% of the market, ideal for families who need a bit more room. Larger families or those seeking more space will find 4 or more bedrooms in 10% of homes. Additionally, 1.57% of properties are studios, perfect for individuals or those seeking minimalist living. This variety ensures that Milton can accommodate a wide range of residents from single professionals to larger families. For potential homebuyers, this mix means finding a home that meets current needs and offers opportunities to upgrade as family sizes or needs change without leaving the neighborhood. Moreover, the diverse housing options suggest an attractive community dynamic and potential for solid investment returns. Whether a first-time buyer looking for a small apartment or a seasoned homeowner in need of a spacious family home, Milton's array of bedroom options makes it appealing to many different demographics.

Living in Milton

Education

Milton offers a range of educational options for families. Milton State School, established in 1889, is the primary public school serving the area, known for its community involvement and diverse programs. For secondary education, students typically attend nearby schools such as Kelvin Grove State College or Brisbane State High School. Several private schools are within easy reach, including Brisbane Grammar School and All Hallows' School. Tertiary education is accessible via nearby institutions like the Queensland University of Technology and the University of Queensland. Overall, Milton provides a solid educational foundation with easy access to Brisbane's broader educational landscape.

Parks and Recreation

Milton boasts several green spaces and recreational facilities. Frew Park, formerly the Milton Tennis Centre, offers modern playground equipment, tennis courts, and open areas for picnics and exercise. The Brisbane River provides opportunities for walking and cycling along the Bicentennial Bikeway. Nearby Suncorp Stadium hosts major sporting events and concerts. The Milton Tennis Centre Wall, a heritage-listed structure, stands as a reminder of the suburb's sporting history. Community events often take place in local parks, fostering a strong sense of community. With its mix of parklands and sporting facilities, Milton caters well to outdoor enthusiasts and fitness-minded residents.

Shopping and Dining

Milton's shopping and dining scene is diverse and vibrant. Park Road, the suburb's main dining precinct, is lined with cafes, restaurants, and boutique shops, offering a European-style atmosphere. The iconic La Dolce Vita cafe is a local favorite. Milton Village Shopping Centre provides everyday conveniences with a supermarket and various specialty stores. The suburb is known for its excellent coffee culture, with numerous cafes serving premium brews. Dining options range from casual eateries to upscale restaurants, catering to various tastes and budgets. The XXXX Brewery offers tours and a popular alehouse. Overall, Milton's shopping and dining landscape is lively, diverse, and continually evolving.

Transportation and Walkability

87/100 Milton is an excellent suburb for homebuyers who value easy access to amenities and diverse transportation options. With a walkability score of 87 out of 100, you can comfortably accomplish most of your daily activities on foot, making it perfect for those who enjoy a pedestrian-friendly lifestyle. The graph shows that 786 residents primarily commute by car, 269 rely on public transportation, and 215 prefer walking. This mix highlights the flexibility Milton offers, enabling you to choose the most convenient way to travel each day. Commuting by car allows for greater flexibility and convenience, especially for families and those with longer travel distances. On the other hand, the robust public transport system supports those who prefer a more environmentally friendly and cost-effective option. Whether you're commuting to work, running errands, or enjoying local amenities, these transport options cater to various needs and lifestyles. For potential homebuyers, Milton’s high walkability and varied commuting options contribute to an excellent quality of life. The convenience of walking and available public transportation can reduce daily hassle and travel costs. Additionally, areas with strong transport links often maintain good property values over time, making Milton a sound investment for diverse demographics, including young professionals and families.

Our Mortgage Services in Milton

First Home Buyers

Navigating the Milton property market as a first-time buyer can be challenging. Our brokers provide personalized guidance to help you find the right loan and maximize your borrowing capacity.

Refinancing

Looking to refinance your Milton property? We can help you secure better rates and terms tailored to your current financial situation.

Investment Loans

With median house prices in Milton at $1,500,000, let our investment loan specialists help you structure your loan for maximum benefit.

Lenders on our panel

Questions and Answers About Milton Home Loans

What should I know about buying property in Milton?

When buying in Milton, it's important to understand the local property market trends. Currently, the median house price is $1,500,000 and median unit price is $583,333.

The area has a population of approximately 3,142 residents, and offers a range of amenities and lifestyle benefits. Working with a local mortgage broker who understands the Milton market can help you navigate the buying process more effectively.

Are you able to do virtual meetings?

Yes, our mortgage brokers can 'face to face' meet you using Zoom Meeting or Google Hangouts, whichever is your preference. In our online meeting, we'll be able to go through your requirements and walk you through the home buying process in Milton.

Our mortgage brokers are working and are available during the coronavirus outbreak, so if you need any assistance with a home loan get in touch today.

What is a mortgage broker?

A mortgage broker is a consultant that can help you with finding a home loan, or mortgage usually from their panel of lenders. Once the right home loan has been selected, the mortgage broker will help you manage the home loan process, from initially signing the paperwork all the way until settlement.

How can a mortgage broker help me buy in Milton?

A mortgage broker familiar with Milton can provide valuable insights about the local property market and help you secure the best possible financing. They will work with you to understand your budget and goals, then connect you with lenders offering competitive rates and terms suited to your specific situation.

At Hunter Galloway, we have access to over 30 different banks and lenders, giving you a wide range of home loan options to ensure we have a lender that can fit in with what you need when buying in Milton.

Is it good to go through a mortgage broker?

Applying for your home loan through a mortgage broker gives you many advantages and there are no down sides.

We will give your application more care and attention than going direct, and we can offer you the best loan product across over thirty different lenders.

And if your loan application is complicated for any reason, we have the in depth knowledge and expertise required to correctly assess your situation and find you the right loan.

How much do mortgage brokers get paid in Australia?

Mortgage brokers in Australia get paid commissions from the banks. There is no cost to you as the client.

We do the same work the branch manager would do in putting together your application, so the lenders pay us for that service. The difference is that we are invested in your loan application - we don't get paid otherwise - so we will work very hard for it to get approved, as well as provide incredible service.

How long should a mortgage application take?

The length of a mortgage application depends on various factors, including the complexity of your application and the lender you're using. Simple applications with responsive lenders can be very quick, while more complex cases may take longer.

For property purchases in Milton, it's common for us to have finance approved within 14 days, or 2 weeks - sometimes less if you have tight finance timeframes.

We will give you an estimate of the expected timeframe for your application when we submit it to lenders, and keep you updated every step of the way. As a general guide, most applications are settled within a month (and many are settled much quicker).

Mortgage Broker Milton

Our reputation and achievements

Don't risk having your
home loan declined