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Mortgage Broker Ashgrove

Name: Mortgage Broker Brisbane - Hunter Galloway
Price range: $$$

Improve your chances of getting a loan with an award winning mortgage broker.
We have one of the highest loan approval rates in the country.

Market-leading
Approximately 40% of home loan applications were rejected in December 2018 based on a survey of 52,000 households completed by DigitalFinance Analytics DFA. In 2017 to 2018 Hunter Galloway submitted 342 home loan applications and had 8 applications rejected, giving a 2.33% rejection rate.
loan approval rate in Australia of 97%
Variety of options due to direct access to 30+ Australian banks & lenders
#1 rated
The highest rated and most reviewed Mortgage Broker in Brisbane: 5-star rating based on 1600+ reviews on Google
Mortgage Broker in Brisbane

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Improve your chances of getting a loan with an award winning mortgage broker. We have one of the highest loan approval rates in the country

Get a Free Assessment

We promise to get back to you within 4 business hours

Our reputation and achievements

Market average rejection rate is 40%, our rejection rate is 3%

Approximately 40% of home loan applications were rejected in December 2018 based on a survey of 52,000 households completed by 'DigitalFinance Analytics DFA'. In 2017 to 2018 Hunter Galloway submitted 342 home loan applications and had 8 applications rejected, giving a 2.33% rejection rate.

2024 Mortgage Broker of the Year

Don't risk having your
home loan declined

Did you know that over

40%

of home loan applications that get submitted
never make it to settlement? Don't take that risk.

We know the banks inside out

Our brokers have over 35 years of combined experience in the finance industry, including decades of banking experience, and have processed thousands of home loan applications.

We have a wide range of lenders on our panel and we intimately understand their credit policies. This means we know the problems you may face on your loan application and how to mitigate them when applying with any specific bank or lender.
Reducing risk of rejection

Unlike other brokers, Hunter Galloway completes our own internal credit assessment process before applying with any lender.

Your application will be assigned its own Credit Manager who reviews each application thoroughly before it is submitted to the lenders, meaning we won't apply with a lender who won't approve your loan.

2024 Mortgage Broker of the Year

Why Choose Hunter Galloway As
Your Mortgage Broker?

One of the lowest rejection rates

Across Mortgage Brokers in Australia

The highest rated and most reviewed

Mortgage Broker in Brisbane on Google

We have direct access to 30+ banks and lenders

Across Australia

About Ashgrove

Overview

Ashgrove is a leafy, family-oriented suburb located 4km northwest of Brisbane's CBD. Known for its charming Queenslander homes and tree-lined streets, it blends historical charm with modern amenities. The suburb boasts a mix of young families and long-term residents, creating a close-knit community atmosphere. Ashgrove is well-connected by bus routes and bikeways, offering easy access to the city. The area features excellent healthcare facilities, including the nearby Wesley Hospital. With its blend of natural beauty, quality infrastructure, and proximity to urban conveniences, Ashgrove appeals to those seeking a balanced suburban lifestyle close to the city.

Ashgrove Demographics

Population

13,448

Median Age

38 years

Family Makeup

3,449

Weekly Rent

$440

Weekly Income

$2,874

Safety Score

Lower score indicates higher safety

Ashgrove Property Market

Median House Price

$1,655,000

Median Unit Price

$689,500

Days on Market (Houses)

47 days

What are properties like in Ashgrove?

Ashgrove offers a vibrant selection of housing options to meet the needs of diverse residents. The predominant dwelling type in Ashgrove is houses, making up 79% (3,583 homes) of the suburb's properties, ideal for families looking for spacious living areas and ample outdoor space. Apartments comprise 21% (956 units), offering convenience and low maintenance for young professionals and downsizers. Townhouses represent a modest 2% (90 units), providing a balance of space and ease of upkeep, ideal for small families or couples. This variety in housing types means Ashgrove is well-suited to a range of lifestyles and life stages. Families can enjoy the benefits of larger homes and gardens, while singles and couples may prefer the simplicity and convenience of apartment living. Townhouses serve those seeking a middle ground between the two, offering enough space without the added maintenance of a house. The diverse mix of dwelling types contributes to Ashgrove's dynamic community character, fostering a neighborhood that is both welcoming and inclusive. For potential homebuyers, the wide assortment of property types ensures flexibility in purchasing choices, catering to different budgets and needs. Furthermore, the suburb's appeal to various demographics suggests promising investment opportunities, as the demand for different housing types may enhance property values over time. Whether you're a first-time buyer, a growing family, or a retiree, Ashgrove's diverse housing options offer something to suit every lifestyle and stage of life.

How many bedrooms in Ashgrove properties?

Ashgrove offers a diverse range of property sizes to suit various needs and lifestyles. The largest portion of homes (43%) have 4 or more bedrooms, closely followed by 3-bedroom properties at 28%. This abundance of larger homes makes Ashgrove ideal for families or those who need extra space. For couples or small families, 20% of properties have 2 bedrooms. Singles or those preferring compact living will find options among the 8% of 1-bedroom homes. Interestingly, there's a small percentage (1%) of studio options. This mix caters to a wide range of residents, from singles and couples to growing families and multi-generational households. For homebuyers, this variety offers flexibility in choosing a property that fits their current needs with room to grow. It also suggests good potential for property value, as the area attracts a diverse range of residents. Whether you're a first-time buyer looking for a cozy apartment or a family seeking a spacious home, Ashgrove has options to suit various stages of life and living preferences.

Living in Ashgrove

Education

Ashgrove offers a strong educational landscape with several well-regarded schools. Marist College Ashgrove, a prestigious all-boys Catholic school, is known for its academic and sporting achievements. Ashgrove State School and St Finbarr's Primary School provide quality primary education options. The suburb is also close to Kelvin Grove State College, offering P-12 education. For tertiary education, Queensland University of Technology's Kelvin Grove campus is nearby. The area's schools are known for their community involvement and extracurricular programs, contributing to Ashgrove's reputation as an excellent suburb for families prioritizing education.

Parks and Recreation

Ashgrove boasts abundant green spaces and recreational facilities. The expansive Dorrington Park features sports fields, playgrounds, and a popular off-leash dog area. Nearby, the picturesque Banks Street Reserve offers walking trails and native bushland. The Ashgrove Sports Ground is a hub for local cricket and Australian Rules football. The suburb also hosts several smaller parks and playgrounds scattered throughout residential areas. The Ashgrove Golf Course provides a scenic 18-hole course for golf enthusiasts. With its mix of natural bushland, sporting facilities, and community spaces, Ashgrove offers diverse recreational opportunities for residents of all ages.

Shopping and Dining

Ashgrove's shopping and dining scene is centered around Ashgrove Central, a local shopping hub featuring a Coles supermarket and various specialty stores. The suburb offers a mix of cafes, restaurants, and takeaways, with popular spots along Waterworks Road. Notable dining options include the Ashgrove Fish & Chip Shop, Prova Pizzeria, and the Little Brew cafe. While not a major retail destination, Ashgrove provides convenient local shopping and a selection of casual dining options. For more extensive shopping, residents can easily access nearby suburbs like Newmarket or the CBD. Overall, Ashgrove offers a modest but satisfying local shopping and dining landscape.

Transportation and Walkability

67/100 Ashgrove presents a balanced lifestyle for homebuyers looking for versatile commuting options. With a walkability score of 67, the suburb allows residents to perform many of their daily tasks on foot, adding convenience to their routines. The majority of people commute by car, but a significant number also rely on public transport. This flexibility ensures that residents can choose their preferred way of commuting, whether it’s driving or taking public transport for work or leisure. For different lifestyles, these transport options are beneficial. Car owners enjoy the freedom to travel at their own pace, while those using public transport can reduce their travel expenses and environmental footprint. Walkability enhances the ease of accessing local amenities like shops, parks, and cafes without needing a vehicle. Potential homebuyers will appreciate these features as they contribute to a higher quality of life. The convenience of varied commuting options can make daily life smoother and more enjoyable. Moreover, areas with good transport connectivity tend to maintain or increase their property values over time, making Ashgrove a sound investment for both individuals and families.

Our Mortgage Services in Ashgrove

First Home Buyers

Navigating the Ashgrove property market as a first-time buyer can be challenging. Our brokers provide personalized guidance to help you find the right loan and maximize your borrowing capacity.

Refinancing

Looking to refinance your Ashgrove property? We can help you secure better rates and terms tailored to your current financial situation.

Investment Loans

With median house prices in Ashgrove at $1,655,000, let our investment loan specialists help you structure your loan for maximum benefit.

Lenders on our panel

Questions and Answers About Ashgrove Home Loans

What should I know about buying property in Ashgrove?

When buying in Ashgrove, it's important to understand the local property market trends. Currently, the median house price is $1,655,000 and median unit price is $689,500.

The area has a population of approximately 13,448 residents, and offers a range of amenities and lifestyle benefits. Working with a local mortgage broker who understands the Ashgrove market can help you navigate the buying process more effectively.

Are you able to do virtual meetings?

Yes, our mortgage brokers can 'face to face' meet you using Zoom Meeting or Google Hangouts, whichever is your preference. In our online meeting, we'll be able to go through your requirements and walk you through the home buying process in Ashgrove.

Our mortgage brokers are working and are available during the coronavirus outbreak, so if you need any assistance with a home loan get in touch today.

What is a mortgage broker?

A mortgage broker is a consultant that can help you with finding a home loan, or mortgage usually from their panel of lenders. Once the right home loan has been selected, the mortgage broker will help you manage the home loan process, from initially signing the paperwork all the way until settlement.

How can a mortgage broker help me buy in Ashgrove?

A mortgage broker familiar with Ashgrove can provide valuable insights about the local property market and help you secure the best possible financing. They will work with you to understand your budget and goals, then connect you with lenders offering competitive rates and terms suited to your specific situation.

At Hunter Galloway, we have access to over 30 different banks and lenders, giving you a wide range of home loan options to ensure we have a lender that can fit in with what you need when buying in Ashgrove.

Is it good to go through a mortgage broker?

Applying for your home loan through a mortgage broker gives you many advantages and there are no down sides.

We will give your application more care and attention than going direct, and we can offer you the best loan product across over thirty different lenders.

And if your loan application is complicated for any reason, we have the in depth knowledge and expertise required to correctly assess your situation and find you the right loan.

How much do mortgage brokers get paid in Australia?

Mortgage brokers in Australia get paid commissions from the banks. There is no cost to you as the client.

We do the same work the branch manager would do in putting together your application, so the lenders pay us for that service. The difference is that we are invested in your loan application - we don't get paid otherwise - so we will work very hard for it to get approved, as well as provide incredible service.

How long should a mortgage application take?

The length of a mortgage application depends on various factors, including the complexity of your application and the lender you're using. Simple applications with responsive lenders can be very quick, while more complex cases may take longer.

For property purchases in Ashgrove, it's common for us to have finance approved within 14 days, or 2 weeks - sometimes less if you have tight finance timeframes.

We will give you an estimate of the expected timeframe for your application when we submit it to lenders, and keep you updated every step of the way. As a general guide, most applications are settled within a month (and many are settled much quicker).

Mortgage Broker Ashgrove

Our reputation and achievements

Don't risk having your
home loan declined