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Mortgage Broker Ascot

Name: Mortgage Broker Brisbane - Hunter Galloway
Price range: $$$

Improve your chances of getting a loan with an award winning mortgage broker.
We have one of the highest loan approval rates in the country.

Market-leading
Approximately 40% of home loan applications were rejected in December 2018 based on a survey of 52,000 households completed by DigitalFinance Analytics DFA. In 2017 to 2018 Hunter Galloway submitted 342 home loan applications and had 8 applications rejected, giving a 2.33% rejection rate.
loan approval rate in Australia of 97%
Variety of options due to direct access to 30+ Australian banks & lenders
#1 rated
The highest rated and most reviewed Mortgage Broker in Brisbane: 5-star rating based on 1600+ reviews on Google
Mortgage Broker in Brisbane

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Improve your chances of getting a loan with an award winning mortgage broker. We have one of the highest loan approval rates in the country

Get a Free Assessment

We promise to get back to you within 4 business hours

Our reputation and achievements

Market average rejection rate is 40%, our rejection rate is 3%

Approximately 40% of home loan applications were rejected in December 2018 based on a survey of 52,000 households completed by 'DigitalFinance Analytics DFA'. In 2017 to 2018 Hunter Galloway submitted 342 home loan applications and had 8 applications rejected, giving a 2.33% rejection rate.

2024 Mortgage Broker of the Year

Don't risk having your
home loan declined

Did you know that over

40%

of home loan applications that get submitted
never make it to settlement? Don't take that risk.

We know the banks inside out

Our brokers have over 35 years of combined experience in the finance industry, including decades of banking experience, and have processed thousands of home loan applications.

We have a wide range of lenders on our panel and we intimately understand their credit policies. This means we know the problems you may face on your loan application and how to mitigate them when applying with any specific bank or lender.
Reducing risk of rejection

Unlike other brokers, Hunter Galloway completes our own internal credit assessment process before applying with any lender.

Your application will be assigned its own Credit Manager who reviews each application thoroughly before it is submitted to the lenders, meaning we won't apply with a lender who won't approve your loan.

2024 Mortgage Broker of the Year

Why Choose Hunter Galloway As
Your Mortgage Broker?

One of the lowest rejection rates

Across Mortgage Brokers in Australia

The highest rated and most reviewed

Mortgage Broker in Brisbane on Google

We have direct access to 30+ banks and lenders

Across Australia

About Ascot

Overview

Ascot, postcode 4007, is an affluent suburb located 7km northeast of Brisbane's CBD. Known for its prestigious racecourse and tree-lined streets, Ascot exudes a blend of old-world charm and modern luxury. The suburb's history is deeply rooted in horse racing, with the Eagle Farm Racecourse being a central landmark. Characterised by grand Queenslander homes and upscale apartments, Ascot attracts a mix of established families and professionals. The suburb boasts excellent connectivity with regular bus services and proximity to the airport. With its high-end amenities, including boutique healthcare facilities and exclusive clubs, Ascot is highly sought-after for those seeking a premium lifestyle close to the city.

Ascot Demographics

Population

6,527

Median Age

38 years

Family Makeup

1,599

Weekly Rent

$390

Weekly Income

$2,243

Safety Score

Lower score indicates higher safety

Ascot Property Market

Median House Price

$2,400,000

Median Unit Price

$657,500

Days on Market (Houses)

75 days

What are properties like in Ascot?

Ascot offers a variety of housing options to suit different preferences and lifestyles. The majority of dwellings (46.5%) are apartments, providing convenient living for young professionals or retirees who prefer low maintenance. Houses make up 41.6% of the properties, ideal for families or those desiring more space and privacy. Townhouses account for 9%, offering a balance between the spaciousness of houses and the ease of apartments. This mix of housing choices means Ascot can cater to a broad range of residents, from single individuals and young couples to growing families and older adults downsizing. The diverse housing stock contributes to a vibrant community atmosphere, fostering interactions among various demographic groups. For homebuyers, this mix of options provides flexibility in selecting a property that matches their specific needs and budget, while also potentially driving property value growth due to the area's widespread appeal. Whether you seek a spacious family home, a modern townhouse, or a cozy apartment, Ascot's varied housing landscape ensures there’s something to suit every stage of life.

How many bedrooms in Ascot properties?

Ascot offers a diverse range of property sizes to suit various needs and lifestyles. The largest portion of homes (38.1%) have 2 bedrooms, closely followed by 4 or more-bedroom properties at 29.7%. This abundance of larger homes makes Ascot ideal for families or those needing extra space. For couples or small families, 24.2% of properties have 3 bedrooms. Singles or those preferring compact living will find options among the 6% of 1-bedroom homes. Interestingly, there's a small percentage (0.3%) of studio or bedsit options. This mix caters to a wide range of residents, from singles and couples to growing families and multi-generational households. For homebuyers, this variety offers flexibility in choosing a property that fits their current needs with room to grow. It also suggests good potential for property value, as the area attracts a diverse range of residents. Whether you're a first-time buyer looking for a cozy apartment or a family seeking a spacious home, Ascot has options to suit various stages of life and living preferences.

Living in Ascot

Education

Ascot offers a range of quality educational options. The suburb is home to Ascot State School, a well-regarded primary school known for its strong academic programs and community involvement. For secondary education, many students attend nearby schools such as Aviation High in Hendra or Kedron State High School. Private school options include St Margaret's Anglican Girls School and St Rita's College in neighbouring Clayfield. While there are no tertiary institutions within Ascot itself, its proximity to Brisbane's CBD provides easy access to universities like QUT and UQ. Overall, Ascot's educational landscape is strong, particularly at the primary level, with good access to diverse options for higher education.

Parks and Recreation

Ascot boasts several beautiful parks and recreational spaces. Oriel Park, with its playground and open areas, is popular among families. The Ascot Aquatic Centre offers swimming facilities for all ages. The iconic Eagle Farm Racecourse not only hosts horse racing events but also provides a venue for community activities. Nearby, Doomben Racecourse adds to the suburb's equestrian character. The Brisbane River's edge offers walking and cycling paths, connecting to the broader river loop. Local sports clubs cater to interests like tennis and bowls. While green spaces are not as abundant as in some other suburbs, Ascot's recreational offerings are diverse, with a focus on equestrian activities and community-oriented facilities.

Shopping and Dining

Ascot's shopping and dining scene is characterised by boutique offerings and upscale experiences. Racecourse Road serves as the main retail and dining precinct, featuring a mix of high-end boutiques, specialty stores, and professional services. The street is lined with cafes, restaurants, and wine bars, offering a range of cuisines from casual to fine dining. Notable establishments include Sono Japanese Restaurant and Reef Seafood & Sushi. While there's no major shopping centre within Ascot itself, nearby Toombul Shopping Centre and Portside Wharf provide additional retail options. The suburb's shopping and dining landscape is curated and upmarket, catering well to its affluent demographic with a focus on quality and exclusivity.

Transportation and Walkability

71/100 Ascot is an excellent choice for homebuyers looking for convenience and vibrant community life. With a walkability score of 71 out of 100, residents can comfortably accomplish many daily activities on foot, making it easy to access local shops, parks, and amenities. The primary methods of commuting in Ascot are by car and public transport, as illustrated in the graph. This mix of transport options provides flexibility, allowing residents to choose the most convenient and efficient way to travel based on their daily needs and preferences. For individuals who value the ease of driving, Ascot’s roads and ample parking make car travel straightforward. Meanwhile, those who prefer public transport have reliable options to get around, offering a stress-free alternative to driving. This duality caters to diverse lifestyles—whether you’re a young professional needing quick access to the city, a family seeking convenience, or a retiree enjoying leisurely walks. For potential homebuyers, this flexible transport network significantly enhances the quality of life and boosts property values. Homes here are more likely to retain their value over time due to the area's accessibility and convenience. Ascot stands out as a desirable suburb for its balance of walkability and transport options, making it an attractive location for a variety of residents.

Our Mortgage Services in Ascot

First Home Buyers

Navigating the Ascot property market as a first-time buyer can be challenging. Our brokers provide personalized guidance to help you find the right loan and maximize your borrowing capacity.

Refinancing

Looking to refinance your Ascot property? We can help you secure better rates and terms tailored to your current financial situation.

Investment Loans

With median house prices in Ascot at $2,400,000, let our investment loan specialists help you structure your loan for maximum benefit.

Lenders on our panel

Questions and Answers About Ascot Home Loans

What should I know about buying property in Ascot?

When buying in Ascot, it's important to understand the local property market trends. Currently, the median house price is $2,400,000 and median unit price is $657,500.

The area has a population of approximately 6,527 residents, and offers a range of amenities and lifestyle benefits. Working with a local mortgage broker who understands the Ascot market can help you navigate the buying process more effectively.

Are you able to do virtual meetings?

Yes, our mortgage brokers can 'face to face' meet you using Zoom Meeting or Google Hangouts, whichever is your preference. In our online meeting, we'll be able to go through your requirements and walk you through the home buying process in Ascot.

Our mortgage brokers are working and are available during the coronavirus outbreak, so if you need any assistance with a home loan get in touch today.

What is a mortgage broker?

A mortgage broker is a consultant that can help you with finding a home loan, or mortgage usually from their panel of lenders. Once the right home loan has been selected, the mortgage broker will help you manage the home loan process, from initially signing the paperwork all the way until settlement.

How can a mortgage broker help me buy in Ascot?

A mortgage broker familiar with Ascot can provide valuable insights about the local property market and help you secure the best possible financing. They will work with you to understand your budget and goals, then connect you with lenders offering competitive rates and terms suited to your specific situation.

At Hunter Galloway, we have access to over 30 different banks and lenders, giving you a wide range of home loan options to ensure we have a lender that can fit in with what you need when buying in Ascot.

Is it good to go through a mortgage broker?

Applying for your home loan through a mortgage broker gives you many advantages and there are no down sides.

We will give your application more care and attention than going direct, and we can offer you the best loan product across over thirty different lenders.

And if your loan application is complicated for any reason, we have the in depth knowledge and expertise required to correctly assess your situation and find you the right loan.

How much do mortgage brokers get paid in Australia?

Mortgage brokers in Australia get paid commissions from the banks. There is no cost to you as the client.

We do the same work the branch manager would do in putting together your application, so the lenders pay us for that service. The difference is that we are invested in your loan application - we don't get paid otherwise - so we will work very hard for it to get approved, as well as provide incredible service.

How long should a mortgage application take?

The length of a mortgage application depends on various factors, including the complexity of your application and the lender you're using. Simple applications with responsive lenders can be very quick, while more complex cases may take longer.

For property purchases in Ascot, it's common for us to have finance approved within 14 days, or 2 weeks - sometimes less if you have tight finance timeframes.

We will give you an estimate of the expected timeframe for your application when we submit it to lenders, and keep you updated every step of the way. As a general guide, most applications are settled within a month (and many are settled much quicker).

Mortgage Broker Ascot

Our reputation and achievements

Don't risk having your
home loan declined