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Mortgage Broker Acacia Ridge

Name: Mortgage Broker Brisbane - Hunter Galloway
Price range: $$$

Improve your chances of getting a loan with an award winning mortgage broker.
We have one of the highest loan approval rates in the country.

Market-leading
Approximately 40% of home loan applications were rejected in December 2018 based on a survey of 52,000 households completed by DigitalFinance Analytics DFA. In 2017 to 2018 Hunter Galloway submitted 342 home loan applications and had 8 applications rejected, giving a 2.33% rejection rate.
loan approval rate in Australia of 97%
Variety of options due to direct access to 30+ Australian banks & lenders
#1 rated
The highest rated and most reviewed Mortgage Broker in Brisbane: 5-star rating based on 1600+ reviews on Google
Mortgage Broker in Brisbane

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Improve your chances of getting a loan with an award winning mortgage broker. We have one of the highest loan approval rates in the country

Get a Free Assessment

We promise to get back to you within 4 business hours

Our reputation and achievements

Market average rejection rate is 40%, our rejection rate is 3%

Approximately 40% of home loan applications were rejected in December 2018 based on a survey of 52,000 households completed by 'DigitalFinance Analytics DFA'. In 2017 to 2018 Hunter Galloway submitted 342 home loan applications and had 8 applications rejected, giving a 2.33% rejection rate.

2024 Mortgage Broker of the Year

Don't risk having your
home loan declined

Did you know that over

40%

of home loan applications that get submitted
never make it to settlement? Don't take that risk.

We know the banks inside out

Our brokers have over 35 years of combined experience in the finance industry, including decades of banking experience, and have processed thousands of home loan applications.

We have a wide range of lenders on our panel and we intimately understand their credit policies. This means we know the problems you may face on your loan application and how to mitigate them when applying with any specific bank or lender.
Reducing risk of rejection

Unlike other brokers, Hunter Galloway completes our own internal credit assessment process before applying with any lender.

Your application will be assigned its own Credit Manager who reviews each application thoroughly before it is submitted to the lenders, meaning we won't apply with a lender who won't approve your loan.

2024 Mortgage Broker of the Year

Why Choose Hunter Galloway As
Your Mortgage Broker?

One of the lowest rejection rates

Across Mortgage Brokers in Australia

The highest rated and most reviewed

Mortgage Broker in Brisbane on Google

We have direct access to 30+ banks and lenders

Across Australia

About Acacia Ridge

Overview

Acacia Ridge is a southern suburb of Brisbane, Queensland, located about 15km from the CBD. Originally a farming area, it has evolved into a diverse residential and industrial suburb. The area features a mix of post-war homes and newer developments, with wide streets and established trees. Acacia Ridge is known for its industrial precinct, which includes the Acacia Ridge Intermodal Terminal. The suburb is home to a multicultural community, with a significant proportion of migrants and working-class families. Public transport options include bus services and the nearby Salisbury train station. The suburb offers basic amenities and is well-suited for those seeking affordable housing close to industrial employment opportunities.

Acacia Ridge Demographics

Population

7,493

Median Age

34 years

Family Makeup

1,791

Weekly Rent

$335

Weekly Income

$1,313

Safety Score

Lower score indicates higher safety

Acacia Ridge Property Market

Median House Price

$710,000

Median Unit Price

$455,000

Days on Market (Houses)

31 days

What are properties like in Acacia Ridge?

Acacia Ridge boasts a variety of housing options that cater to different lifestyles and needs. The majority of dwellings (83.3%) are houses, ideal for families or individuals who value spacious living environments. This abundance of houses creates a family-friendly atmosphere with ample space for outdoor activities. Townhouses account for 12.1% of the housing stock, providing a balance between space and low-maintenance living, appealing to young professionals and smaller families. Apartments make up 2.9% of the dwellings, perfect for singles, couples, or retirees looking for a more compact and easy-to-manage home. This diverse mix of housing ensures that Acacia Ridge can accommodate a wide range of residents, from those looking for large family homes to those preferring the convenience of a townhouse or apartment. The prevalence of houses contributes to a suburban feel, with plenty of green spaces and a strong community vibe. For potential homebuyers, this variety means greater flexibility in finding a property that fits their lifestyle and budget. Moreover, the different housing types present opportunities for property investment, as the suburb appeals to various demographics. Whether you're a first-time buyer, a growing family, or an investor, Acacia Ridge offers attractive options to suit your needs.

How many bedrooms in Acacia Ridge properties?

Acacia Ridge offers a diverse range of property sizes to suit various needs and lifestyles. The majority of homes (65.3%) have 3 bedrooms, providing ample space for average-sized families or those seeking a balance between cost and comfort. Homes with 4 or more bedrooms make up 17.4% of the properties, catering to larger families or those needing extra space for guests and activities. For smaller households or single individuals, 17.4% of the properties have 1 and 2 bedrooms. There's also a minimal presence of studio apartments. This variety in bedroom numbers means Acacia Ridge can meet the needs of different types of residents, from singles and couples to growing families and multi-generational households. For homebuyers, this blend of property options allows flexibility in choosing a home that fits current and future needs. The combination of diverse residences in Acacia Ridge makes it an attractive location for people at different life stages, from young professionals looking for their first home to larger families seeking room to expand.

Living in Acacia Ridge

Education

Acacia Ridge provides several educational options for residents. The suburb is home to Acacia Ridge State School, a primary school known for its diverse student population and community engagement programs. Watson Road State School is another primary option in the area. For secondary education, students typically attend nearby schools such as Sunnybank State High School or Yeronga State High School. The Brisbane TAFE Acacia Ridge campus offers vocational education and training programs. While the suburb itself has limited educational facilities, its proximity to neighboring areas provides access to a range of public and private schooling options, catering to various educational needs.

Parks and Recreation

Acacia Ridge offers several green spaces and recreational facilities for residents. Elizabeth Street Park is a popular local spot with playground equipment and open grassy areas. The Acacia Ridge Leisure Centre provides various sporting facilities, including a swimming pool, tennis courts, and a community hall. Nearby Archerfield Wetlands offers walking trails and birdwatching opportunities. The suburb also has several smaller parks scattered throughout, providing green spaces for leisure and relaxation. While not as extensive as some other Brisbane suburbs, Acacia Ridge's parks and recreational facilities cater to basic community needs and promote an active lifestyle for residents.

Shopping and Dining

Shopping and dining options in Acacia Ridge are relatively limited but cater to basic needs. The Elizabeth Street Shopping Centre is the main retail hub, featuring a supermarket, pharmacy, and various small businesses. For more extensive shopping, residents often travel to nearby Sunnybank or Coopers Plains. Dining options in Acacia Ridge are mostly casual, with a few local takeaways and cafes. The suburb has a mix of cuisines reflecting its multicultural population, including Asian and Middle Eastern eateries. While not a destination for shopping or dining, Acacia Ridge provides convenient local options for everyday needs, with more diverse choices available in surrounding suburbs.

Transportation and Walkability

50/100 Acacia Ridge is an appealing suburb for homebuyers who value flexibility in their daily commute. With a walkability score of 50 out of 100, it means that while some daily tasks can be done on foot, using a car or public transport might be more convenient for certain activities. The main methods of commuting include driving, given the large number of residents who use their cars, and public transport, which is also a popular choice. This variety is great because it allows residents to choose the best way to travel depending on their needs. This flexibility in transportation options is beneficial for different lifestyles. For instance, families might appreciate the convenience of driving for errands and school runs, while young professionals might prefer the cost-effectiveness and environmental benefits of public transport. For potential homebuyers, this range of commuting options can enhance the quality of life by reducing travel stress and possibly lowering transportation costs. Moreover, areas with well-rounded transport choices typically maintain strong property values, making Acacia Ridge a wise investment for a wide array of homebuyers.

Our Mortgage Services in Acacia Ridge

First Home Buyers

Navigating the Acacia Ridge property market as a first-time buyer can be challenging. Our brokers provide personalized guidance to help you find the right loan and maximize your borrowing capacity.

Refinancing

Looking to refinance your Acacia Ridge property? We can help you secure better rates and terms tailored to your current financial situation.

Investment Loans

With median house prices in Acacia Ridge at $710,000, let our investment loan specialists help you structure your loan for maximum benefit.

Lenders on our panel

Questions and Answers About Acacia Ridge Home Loans

What should I know about buying property in Acacia Ridge?

When buying in Acacia Ridge, it's important to understand the local property market trends. Currently, the median house price is $710,000 and median unit price is $455,000.

The area has a population of approximately 7,493 residents, and offers a range of amenities and lifestyle benefits. Working with a local mortgage broker who understands the Acacia Ridge market can help you navigate the buying process more effectively.

Are you able to do virtual meetings?

Yes, our mortgage brokers can 'face to face' meet you using Zoom Meeting or Google Hangouts, whichever is your preference. In our online meeting, we'll be able to go through your requirements and walk you through the home buying process in Acacia Ridge.

Our mortgage brokers are working and are available during the coronavirus outbreak, so if you need any assistance with a home loan get in touch today.

What is a mortgage broker?

A mortgage broker is a consultant that can help you with finding a home loan, or mortgage usually from their panel of lenders. Once the right home loan has been selected, the mortgage broker will help you manage the home loan process, from initially signing the paperwork all the way until settlement.

How can a mortgage broker help me buy in Acacia Ridge?

A mortgage broker familiar with Acacia Ridge can provide valuable insights about the local property market and help you secure the best possible financing. They will work with you to understand your budget and goals, then connect you with lenders offering competitive rates and terms suited to your specific situation.

At Hunter Galloway, we have access to over 30 different banks and lenders, giving you a wide range of home loan options to ensure we have a lender that can fit in with what you need when buying in Acacia Ridge.

Is it good to go through a mortgage broker?

Applying for your home loan through a mortgage broker gives you many advantages and there are no down sides.

We will give your application more care and attention than going direct, and we can offer you the best loan product across over thirty different lenders.

And if your loan application is complicated for any reason, we have the in depth knowledge and expertise required to correctly assess your situation and find you the right loan.

How much do mortgage brokers get paid in Australia?

Mortgage brokers in Australia get paid commissions from the banks. There is no cost to you as the client.

We do the same work the branch manager would do in putting together your application, so the lenders pay us for that service. The difference is that we are invested in your loan application - we don't get paid otherwise - so we will work very hard for it to get approved, as well as provide incredible service.

How long should a mortgage application take?

The length of a mortgage application depends on various factors, including the complexity of your application and the lender you're using. Simple applications with responsive lenders can be very quick, while more complex cases may take longer.

For property purchases in Acacia Ridge, it's common for us to have finance approved within 14 days, or 2 weeks - sometimes less if you have tight finance timeframes.

We will give you an estimate of the expected timeframe for your application when we submit it to lenders, and keep you updated every step of the way. As a general guide, most applications are settled within a month (and many are settled much quicker).

Mortgage Broker Acacia Ridge

Our reputation and achievements

Don't risk having your
home loan declined