Who We Help
Whatever stage you're at — first deposit, a better rate, your next investment — we'll find the loan that fits and do the heavy lifting for you.
Hunter Galloway is a boutique Brisbane brokerage that works with home buyers right across Australia. We're deliberately small so we can go deep on every application — which means we're brilliant for some people, and honestly not the right fit for others. Here's exactly who we help, and who we don't.
Which one sounds like you?
Your first home, without the guesswork
Buying your first place is equal parts exciting and terrifying. We do this every day — so we'll translate the jargon, tell you what you can actually afford, and hold your hand from pre-approval to keys. We've helped over 3,500 first-time buyers into their first home. You could be next.
- Work out your deposit, grants and true budget up front
- Buy with as little as a 5% deposit where you qualify
- First Home Owner Grant & stamp duty concessions, sorted for you
Special deals for medical professionals
Lenders treat doctors and many medical professionals as low-risk borrowers — and unlock perks most buyers never see. We know exactly which lenders offer what, and how to structure your loan to make the most of it.
Make your current loan work harder
If you haven't reviewed your loan in a couple of years, you're probably paying too much. Refinancing can drop your rate, free up cash, or consolidate debt — and some lenders will even pay you to switch.
- Lower your repayments with a sharper rate
- Access equity for renovations or the next purchase
- Consolidate debt into one simple payment
We compare hundreds of loans against your current one to see where you stand.
Your broker crunches the numbers on whether switching leaves you better off.
Once you choose, we handle the switch from application to settlement.
Structure your portfolio for the long game
Whether it's your first investment or your fifth, structure is everything. Our brokers have over 35 years of combined experienceand we've all invested ourselves — so we build loan structures that protect your borrowing power for the next one.
- Interest-only, offset and cross-collateralisation, done right
- Keep your future borrowing power intact
- Investor-specific rates across 30+ lenders
A default doesn't have to end the conversation
A default, a Part 9 debt agreement or a discharged bankruptcy doesn't automatically rule you out. Our panel includes specialist lenders who look at the story behind your credit file — and we plan the way back to a mainstream lender from day one.
- Defaults, Part 9 agreements & discharged bankruptcy considered
- Specialist lenders most brokers can’t access
- A clear exit strategy back to a mainstream rate
How much could you borrow?
Get a ballpark in ten seconds. It's an estimate to get you started — your real number depends on your full situation, which is exactly what a free assessment is for.
Indicative only — not an offer, pre-approval or credit assistance. Your real capacity depends on your income type, existing debts, living costs and lender.
Who we can't help
We're a boutique team and every application takes us around 40 hours to do properly. So there are a few situations that aren't a straightforward yes — where you'll be better served elsewhere, or where there's a smarter path in. Either way, we'll give you a straight answer and point you in the right direction.
Loans under $300,000
A file takes us around 40 hours regardless of size, so very small loans aren’t viable for us. A local branch lender is usually your best bet here.
Low doc & non-conforming
We focus where we add the most value. For these, a specialist broker will serve you better — and we’re happy to point you towards one.
Less than a 5% deposit, on your own
As a standard loan our lenders go up to 95%, so with stamp duty and costs you’ll usually need 5–8% saved. Short of that, you’re not stuck — a family guarantor can often get you in with a much smaller deposit, or none at all. Explore guarantor options →
Living overseas
Our credit licence limits us to borrowers based in Australia, so we’re unable to assist expats or non-residents living or working abroad.
Not sure if you fit? We'll give you a straight answer.
Brisbane based, helping all of Australia
We're proudly Brisbane, but where you live is no barrier. If you're interstate we run your whole application by phone, email and video — the same personal service, wherever you are.