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Mortgage Broker Alderley

Name: Mortgage Broker Brisbane - Hunter Galloway
Price range: $$$

Improve your chances of getting a loan with an award winning mortgage broker.
We have one of the highest loan approval rates in the country.

Market-leading
Approximately 40% of home loan applications were rejected in December 2018 based on a survey of 52,000 households completed by DigitalFinance Analytics DFA. In 2017 to 2018 Hunter Galloway submitted 342 home loan applications and had 8 applications rejected, giving a 2.33% rejection rate.
loan approval rate in Australia of 97%
Variety of options due to direct access to 30+ Australian banks & lenders
#1 rated
The highest rated and most reviewed Mortgage Broker in Brisbane: 5-star rating based on 1600+ reviews on Google
Mortgage Broker in Brisbane

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We promise to get back to you within 4 business hours

Improve your chances of getting a loan with an award winning mortgage broker. We have one of the highest loan approval rates in the country

Get a Free Assessment

We promise to get back to you within 4 business hours

Our reputation and achievements

Market average rejection rate is 40%, our rejection rate is 3%

Approximately 40% of home loan applications were rejected in December 2018 based on a survey of 52,000 households completed by 'DigitalFinance Analytics DFA'. In 2017 to 2018 Hunter Galloway submitted 342 home loan applications and had 8 applications rejected, giving a 2.33% rejection rate.

2024 Mortgage Broker of the Year

Don't risk having your
home loan declined

Did you know that over

40%

of home loan applications that get submitted
never make it to settlement? Don't take that risk.

We know the banks inside out

Our brokers have over 35 years of combined experience in the finance industry, including decades of banking experience, and have processed thousands of home loan applications.

We have a wide range of lenders on our panel and we intimately understand their credit policies. This means we know the problems you may face on your loan application and how to mitigate them when applying with any specific bank or lender.
Reducing risk of rejection

Unlike other brokers, Hunter Galloway completes our own internal credit assessment process before applying with any lender.

Your application will be assigned its own Credit Manager who reviews each application thoroughly before it is submitted to the lenders, meaning we won't apply with a lender who won't approve your loan.

2024 Mortgage Broker of the Year

Why Choose Hunter Galloway As
Your Mortgage Broker?

One of the lowest rejection rates

Across Mortgage Brokers in Australia

The highest rated and most reviewed

Mortgage Broker in Brisbane on Google

We have direct access to 30+ banks and lenders

Across Australia

About Alderley

Overview

Alderley is a charming suburb located 7km northwest of Brisbane's CBD. Known for its leafy streets and mix of traditional Queenslanders and modern homes, Alderley offers a relaxed family-friendly atmosphere. Originally a farming area, it has evolved into a sought-after residential suburb. The Alderley train station serves as a central hub, providing excellent connectivity to the city. The area boasts a blend of parks, local shops, and community facilities, attracting a diverse demographic of young families and established residents. With its proximity to major hospitals and easy access to arterial roads, Alderley combines suburban tranquility with urban convenience, making it an appealing choice for those seeking a balanced lifestyle.

Alderley Demographics

Population

6,750

Median Age

35 years

Family Makeup

1,754

Weekly Rent

$390

Weekly Income

$2,320

Safety Score

Lower score indicates higher safety

Alderley Property Market

Median House Price

$1,300,000

Median Unit Price

$619,500

Days on Market (Houses)

39 days

What are properties like in Alderley?

Alderley offers a rich variety of housing options, perfect for homebuyers with different preferences and needs. The majority of dwellings (56%) are houses, providing ample space for families or those who appreciate larger living areas. Apartments constitute 27.8% of the properties, catering to young professionals, singles, or retirees who desire a low-maintenance lifestyle. Townhouses, making up 13.8% of the housing stock, provide a middle ground between houses and apartments, ideal for small families or individuals wanting a bit more space without the upkeep of a full-sized house. This blend of housing types ensures that Alderley appeals to a wide range of residents, from first-time buyers and growing families to downsizers and investors. The diversity in housing contributes to a dynamic and vibrant community atmosphere, allowing for a mix of different age groups and life stages. For potential homebuyers, this variety offers flexible choices that can fit various budgets and living preferences while also presenting promising investment opportunities as the area continues to attract a diverse population. Overall, Alderley’s mix of homes makes it an attractive suburb for anyone, from young professionals to retirees, seeking a welcoming and adaptable living environment.

How many bedrooms in Alderley properties?

Alderley offers a diverse range of property sizes to suit various needs and lifestyles. The largest segment of homes (36.8%) have 4 or more bedrooms, making them ideal for larger families or those who appreciate extra space for guests or home offices. Not far behind, 3-bedroom properties make up 33.3% of the market, offering a comfortable fit for average-sized families. For couples or small families, there are plenty of options with 2-bedroom homes representing 30.7% of properties. Smaller households, singles, and those who value minimalist living will find 1-bedroom homes comprising 6.3% of the available options. Additionally, there is a small selection (1%) of studio apartments for those seeking ultra-compact urban living. This combination of housing options ensures that Alderley can accommodate a wide variety of residents, from individuals to larger family units. Homebuyers will appreciate the flexibility in choosing a property that aligns with their current lifestyle while also having room to grow. The broad range of property sizes also points to strong real estate potential, making Alderley a versatile and attractive choice for a diverse array of demographics.

Living in Alderley

Education

Alderley offers a range of quality educational options. Enoggera State School and Newmarket State School are the main primary schools serving the area, both known for their strong community involvement and academic programs. For secondary education, students typically attend nearby Everton Park State High School or Kelvin Grove State College. Several private schools are within easy reach, including Padua College and Mt Alvernia College in neighboring Kedron. The suburb's proximity to QUT Kelvin Grove campus and its location on direct transport routes to other tertiary institutions make it an attractive option for university students, contributing to a well-rounded educational landscape.

Parks and Recreation

Alderley boasts an array of green spaces and recreational facilities. Banks Street Reserve, a large bushland area, offers walking trails and picnic spots, while Grinstead Park provides playground equipment and open spaces for family outings. The Alderley Soccer Club and Valleys District Cricket Club offer sporting opportunities for all ages. The nearby Enoggera Creek bikeway is popular for cycling and jogging. Community events are often held in local parks, fostering a strong sense of community. The Alderley Arms Hotel serves as a social hub for residents. With its mix of natural bushland and well-maintained recreational facilities, Alderley caters to a variety of outdoor interests and activities.

Shopping and Dining

Alderley's shopping and dining scene is compact but diverse. The suburb's main retail precinct is centered around South Pine Road, featuring a mix of local shops, cafes, and essential services. The IGA supermarket serves as the primary grocery store. Popular cafes like Tamp & Grind and Corner Social offer great coffee and casual dining options. For more extensive shopping, nearby Brookside Shopping Centre in Mitchelton provides a wider range of retail outlets and dining choices. While Alderley itself has limited fine dining options, its proximity to foodie hubs in neighboring suburbs like Wilston and Newmarket ensures residents have easy access to a variety of culinary experiences.

Transportation and Walkability

70/100 Alderley is a charming suburb that promises a pleasant lifestyle for homebuyers. With a walkability score of 70, Alderley offers a fairly walkable environment, making it convenient to complete many daily activities on foot. Whether it's visiting local shops, enjoying a stroll in the park, or heading to nearby cafes, walking is a feasible option for residents. Most people in Alderley commute by car, offering flexibility and convenience for daily travel. Public transport is also a popular choice, providing a reliable alternative for those who prefer not to drive. This mix of commuting options caters to different lifestyle needs, ensuring that whether you enjoy the freedom of driving or the ease of public transport, Alderley accommodates your preferences. For potential homebuyers, these transportation choices enhance the quality of life, reducing travel stress and potentially lowering commuting costs. Moreover, areas with good transport options tend to retain strong property values over time. Alderley’s blend of walkability and commuting flexibility makes it an attractive option for a wide range of homebuyers, from young professionals to families.

Our Mortgage Services in Alderley

First Home Buyers

Navigating the Alderley property market as a first-time buyer can be challenging. Our brokers provide personalized guidance to help you find the right loan and maximize your borrowing capacity.

Refinancing

Looking to refinance your Alderley property? We can help you secure better rates and terms tailored to your current financial situation.

Investment Loans

With median house prices in Alderley at $1,300,000, let our investment loan specialists help you structure your loan for maximum benefit.

Lenders on our panel

Questions and Answers About Alderley Home Loans

What should I know about buying property in Alderley?

When buying in Alderley, it's important to understand the local property market trends. Currently, the median house price is $1,300,000 and median unit price is $619,500.

The area has a population of approximately 6,750 residents, and offers a range of amenities and lifestyle benefits. Working with a local mortgage broker who understands the Alderley market can help you navigate the buying process more effectively.

Are you able to do virtual meetings?

Yes, our mortgage brokers can 'face to face' meet you using Zoom Meeting or Google Hangouts, whichever is your preference. In our online meeting, we'll be able to go through your requirements and walk you through the home buying process in Alderley.

Our mortgage brokers are working and are available during the coronavirus outbreak, so if you need any assistance with a home loan get in touch today.

What is a mortgage broker?

A mortgage broker is a consultant that can help you with finding a home loan, or mortgage usually from their panel of lenders. Once the right home loan has been selected, the mortgage broker will help you manage the home loan process, from initially signing the paperwork all the way until settlement.

How can a mortgage broker help me buy in Alderley?

A mortgage broker familiar with Alderley can provide valuable insights about the local property market and help you secure the best possible financing. They will work with you to understand your budget and goals, then connect you with lenders offering competitive rates and terms suited to your specific situation.

At Hunter Galloway, we have access to over 30 different banks and lenders, giving you a wide range of home loan options to ensure we have a lender that can fit in with what you need when buying in Alderley.

Is it good to go through a mortgage broker?

Applying for your home loan through a mortgage broker gives you many advantages and there are no down sides.

We will give your application more care and attention than going direct, and we can offer you the best loan product across over thirty different lenders.

And if your loan application is complicated for any reason, we have the in depth knowledge and expertise required to correctly assess your situation and find you the right loan.

How much do mortgage brokers get paid in Australia?

Mortgage brokers in Australia get paid commissions from the banks. There is no cost to you as the client.

We do the same work the branch manager would do in putting together your application, so the lenders pay us for that service. The difference is that we are invested in your loan application - we don't get paid otherwise - so we will work very hard for it to get approved, as well as provide incredible service.

How long should a mortgage application take?

The length of a mortgage application depends on various factors, including the complexity of your application and the lender you're using. Simple applications with responsive lenders can be very quick, while more complex cases may take longer.

For property purchases in Alderley, it's common for us to have finance approved within 14 days, or 2 weeks - sometimes less if you have tight finance timeframes.

We will give you an estimate of the expected timeframe for your application when we submit it to lenders, and keep you updated every step of the way. As a general guide, most applications are settled within a month (and many are settled much quicker).

Mortgage Broker Alderley

Our reputation and achievements

Don't risk having your
home loan declined