For New Zealand citizens living in Australia
Buy your first Australian home with a clear plan
You may be able to buy with a 5% deposit and avoid lenders mortgage insurance. We check the scheme rules, lender policy and full buying costs before you rely on that pathway.
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How we help
A home-loan plan built around your situation
The right pathway depends on more than citizenship alone. We check the complete position before recommending a lender or scheme.
- Check low-deposit and LMI pathwaysWe confirm whether a 5% deposit option is available and which buying costs still need to be funded.
- Compare more than the advertised rateWe compare policy, fees, loan features and structure across the lenders that fit your application.
- Prepare the application clearlyWe organise the evidence, manage lender questions and keep you informed through approval and settlement.
What happens from here
A straightforward four-step process
You will know what is being checked, why it matters and what happens next.
- Book a free assessmentChoose a suitable time and tell us what you are planning to buy.
- We research the available optionsWe compare lender policy, structure, rates and costs against your position.
- Review a clear recommendationWe explain the suitable options and the trade-offs before you decide whether to proceed.
- Apply with supportIf you proceed, we prepare the application and support you through approval and settlement.
Know the suitable options before you apply.
A broker can check your eligibility, compare the available lender policies and explain the costs and trade-offs in plain English.
- 1Share your position
Tell us about your residency, deposit, income and buying plan.
- 2Compare lender fit
We check policy, rates, fees, LMI and scheme eligibility.
- 3Choose the next move
You receive a clear recommendation before an application is lodged.