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For Permanent Residents in Australia

Find Out If You Can Buy With 5% Deposit as a PR

Permanent resident with home loan expertise
You may qualify for citizen-level rates and avoid Lenders Mortgage Insurance (LMI) — even as a permanent resident
Takes 30 seconds

14
Years of experience
Based on 2000+ reviews
Mortgage Broker of the Year in2017, 2018, 2019 and 2024
Access to 30+ banksand lenders in Australia
Top approval ratesamong Australian Mortgage Brokers
Permanent resident with home loan expertise
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360+ PR Buyers Secured Their First Home With Us

G
Gan

We first reached out to Hunter Galloway in 2024 after finding them on YouTube. At the time we were just starting our first home journey and had no idea what we …

★★★★★
Mar 12, 2026
MC
Majella Cassidy

As first home buyers, we couldn't have asked for a better broker. From day one, the team at Hunter Galloway guided us through every step of the process, taking …

★★★★★
Apr 25, 2026
AN
Amy Nguyen

Ty and Michael assisted us throughout this entire process and made it extremely seamless. The team were incredibly responsive, answered and clarified so many of…

★★★★★
Jan 30, 2026
MB
Mike Blair

Couldn't imagine going through the process of buying a first house without the help and support provided by the team at Hunter Galloway. They guided us through …

★★★★★
May 7, 2026
JH
Jay Hamilton

Hunter Galloway have helped me secure finance for multiple properties over the years. The team is professional, efficient, and their communication is superb. I …

★★★★★
Jun 18, 2026

Buy as a PR — Without Overpaying or Missing Your Options

  • Get matched with lenders that treat PRs like citizens
  • See if you qualify for a 5% deposit (no LMI)
  • Avoid unnecessary costs and wrong loan setups
  • Navigate PR rules and paperwork without confusion
  • $0 broker fee — Lenders pay us, not you.

Takes 30 seconds. No credit impact.

You Focus on Your Life. We'll Handle Your Home Loan.

Get a Loan with Hunter Galloway
Applying directly to a lender

Know exactly where you stand before you start

Start without clear answers about your situation

See all your options before making a decision

Commit without seeing all available options

Move forward with clarity, not guesswork

Rely on guesswork and mixed information

Make the right call the first time

Fix mistakes after it's already done

You May Be Eligible for More Than You Think as a PR

  • Buy with as little as a 5% deposit
  • Avoid paying Lenders Mortgage Insurance (LMI)
  • Access government grants and schemes
  • Pay less (or no) stamp duty in some cases

Takes 30 seconds. No credit impact.

Stop Guessing What You Can Afford

Most PRs overestimate deposit requirements and miss out on 5% options

Answer a few questions to see your eligibility
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