Since you’re comparing first-home buyer options, here’s what we offer

Our home-loan service is free to you. If your loan settles, the lender pays us a commission. We explain how that works before you proceed.

Pre-approval is an initial lender assessment based on your current information. Formal approval comes later, after the lender has checked the full application and the property.

Some eligible buyers may be able to buy with a 5–10% deposit. The amount you need depends on the property, lender policy, costs and any government scheme you can access.

It is worth checking your position before you start making offers. That gives you a practical budget and time to address anything a lender may question.

Yes. A broker can check your likely eligibility, explain the participating-lender options and help prepare the application. Scheme places and lender rules still apply.

A broker can compare lender policy across your situation before choosing where to apply, then package the application and manage it through the lender process.

An initial conversation and assessment do not need a formal credit application. We explain when a credit enquiry would occur before anything is submitted.