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Fixed Interest Rates: The Comprehensive Guide

... important? My Favourite Fixed Rate StrategyShould I fix my rate?Fixed Rate Basics In this section ... choose a 3 year fixed rate home loan? Most people skip over the 2 year fixed rate and look ...

Home Loans Brisbane: The Definitive Guide

... are 3 scenarios to help you decide on a fixed or variable home loan rate ... More: Pay Off Your 30 year Home Loan 6 Years Faster ? [10 Easy Tips ...

ChoiceLend Home Loan Review

... Choosing the Best Home Loan in Brisbane ✅ ✅ ✅ ChoiceLend Fixed Rate Loan ChoiceLend Fixed Rate Loan is an effective ... rate lock option if you're looking to fix ...

Build a House in Brisbane ? The Definitive Guide

... Construction Home Loans shortly…Home Loan Terms & General FactsInterest Rates ?: This is the rate of ... extra repayments, for example, a fixed rate could limit you from making ...

Doctor Home Loans: Complete Guide 2019

... top up loan within 3 years. Step #4: Maximise Your Interest Rate DiscountsIn this ... a variable rate loan. Why do fixed rates have an early repayment cost? Fixed rates home loans are ...

CUA Home Loan Review

... Fixed Rate 5yr - 5 Year Fixed Rate 3.45% 4.32% CUA - Premium Fixed Rate 3yr - 3 Year Fixed Rate ...

10 [simple] Tips for Choosing the Best Home Loan in Brisbane ✅ ✅ ✅

... type of home loan in Brisbane2. Choose between variable or fixed home loans 3. Determine your ... paying off your home loan within the fixed rate term (1-5 years).Cool, how do ...

AMP Home Loan Review

... Home Loan - Variable Rate 4.84% 4.86% AMP - Classic Club Fixed Rate Loan 3 yr - 3 Year Fixed Rate ...

ING Home Loan Review

... LOAN PRODUCT INTEREST RATE P.A. COMPARISON RATE P.A.* BANK ING - 3 Year Fixed Rate - 3 Year Fixed Rate ...

Refinance Your Mortgage

... information such as payslips and home loan statements would be required. There ... when their fixed rate term ends or if variable every 3 – 4 years. Each ...

Suncorp Home Loan Review

... - Fixed Rate Home Loan 3yr - 3 Year Fixed Rate 2.99% 3.84% Suncorp - Fixed Rate Home Loan 2yr - 2 Year Fixed Rate ...

How to get a Home Loan on Contractor Income [updated for 2019]

... same employer for the past 3 years, and 4 months ago he ... and disadvantages. Variable home loans do not have certainty, and fixed home loans do not ...

Things You Need To Know About Mortgages

... you had your home loan for 5 years and have 25 years to run ... behalf to get a great fixed rate offer from one of the ...

Gateway Credit Union Home Loan Review

... Rate1 Year Fixed Rate Home Loan3.93% pa5.06% pa2 Year Fixed Rate Home Loan4.03% pa4.98% pa3 Year Fixed Rate Home Loan4.13% pa4.91% pa5 Year Fixed Rate Home ...

Bank of QLD Home Loan Review (Updated 2019)

... the big 4 banks 2. Fixed Rate Home LoanBOQ's Fixed Rate Home Loan products help protect you ... ,000 per year (and more in some instances). 3. Economy Variable Home Loan, also ...

First Home Buyer Guide

... ,000 per year depending on suburb.CHAPTER 3:Get The Right Home LoanIn this ... at home loans is whether you want a fixed rate or a variable rate. Fixed rate loans will ...

Rentvesting: Strategy to go from Zero to 3 Properties [In 3 Years]

... you can get your 3 properties in 3 years. There is a proven ... repayment as opposed to a fixed rate which does not.The best part ...

8 Questions to Ask Your Lender

... buying properties and taking out home loans. To facilitate this, lenders have ... policy for fixed rates?If you want to choose a fixed rate loan, it is ...

What is an Offset Account? How does an Offset Account Work?

... different types of home loans, including investment loans, fixed rate loan, and a basic loans but it ... , in three years you could save thousands from your loan, and not ...

Pay Off Your 30 year Home Loan 6 Years Faster ? [10 Easy Tips]

... a home loan type that will allow additional repayments.For example, a fixed rate home loan only ... Zero to 3 Properties in 3 Years 8. Cut up your loan repaymentThis is ...

11 Rules for Buying at Auction (Queensland)

... buy come auction day!Collate Home Loan DocumentsPersonal Identification: Passport, Drivers License ... consider. They generally charge a fixed percentage fee on the purchase ...

BOQ Specialist Home Loan Review (Updated 2019)

... fixed rate term of between 1 to 5 years.✅ Maximum loan term of 30 years ... : Fixed Interest Rates – Are they a good or a bad idea? 3. Basic Home Loan ...

State Custodians Home Loan Review

... do land and construction loans. 2. Fixed Rate Home Loan State Custodians Fixed Rate Home Loan can help protect ... 5 years where you can lock in your interest rate repayments. 3. Line ...

Loan Declined After Pre approval | 26 Ways to get Unconditional Approval ?

... Contractors are employed on a fixed term, short term or long ... their second financial year. Their bank has rejected their home loan as they ...

5 First Home Buyer Myths & Mistakes Revealed ✨

... seem worth it.Yet consider a fixed rate if you’re looking to ... your current home loan balance over a term of 30 years. We strongly ...

Connective Home Loans Review

... flexibility, and they also offer fixed rate options.✅ No upfront fees✅ Redraw ... What are Connective Home Loan's Direct Interest Rates?With Connective Home Loans having so many ...

Advantedge Home Loan Review

... same variable, fixed and combo products.Connective Home Loans Essentials ProductAFG Home Loans Edge ProductLoan Market ... have different interest rates. So Connective’s Essentials home loan rate will be different ...

How much home can I afford?

... out the market prices and rates. Comparing home loans will enable you to ... choose a variable interest rate or fixed interest rate. Your mortgage broker will ...

7 Ways of Creating Home Equity [Faster]

... your current home loan balance over a term of 30 years. We strongly ... figures, and assuming an interest rate of 4.00% you can save ...

What Is Pre Approval? Here’s A Simple Plain English Answer

... provides a home loan pre approvalRead More: End to End Home Loan Process [Step-by-step ... situation might change over the year most lenders only provide pre-approvals ...

How to Split House Repayments and Bills with your Partner

... to a percentage rather than fixed amount or for how much ... remember that there are no fixed criteria, nor is there a ...

Tips for Purchasing Your Next Property

... search limited to 2 or 3 suburbs.Research - Utilise online services ...

PRIVACY POLICY

... know about it we can't fix it. You may also contact ... the preparation and submission of loan applications. We also use it ...

Pay No Lenders Mortgage Insurance

... and achieve a great interest rate too.Most lenders have specific criteria ...

How Did I Get a Bad Credit Score?

... report. For example, over the years, you might stop keeping records ... avoid the complication of securing loans in the future.Chat to our ...

Mortgage Broker Ashgrove

... helping people find the right loan that suits their needs both ... customer needs. Nathan has many years experience in both as a ...

Do I go Fixed or Variable?

... how each can benefit.Fixed RateA fixed rate home loan is where you lock in ... offer fixed rate loans ranging from 1 – 5 years, with the ability to fix in ...

What is a pre-approval?

... are willing to approve your loan when you lodge a full ...

Self Managed Super Funds

... invested in property for many years and feels secure putting their ... the complex nature of SMSF loans - only work with expertsSurround ...

Property Trends in Australia

... Australia was very fragmented last year. Even the sub-markets in every ... Interest RatesThe decreasing inflation rate would keep interest rates low. However, financial ...

You’re pre-approved. What happens next?

... needs lots of work to fix upSo it’s always important ... strategies that have helped other home buyers like you secure a ...

Location, Location! Tips When Buying A House

... ideal suburb to buy a home. Consider the Location Where You ... area with a low crime rate. In addition to that, those ...

Save Big

Save BigAny first home owner will know that saving ... , internet, power and insurance this year. And they’ll simply do ...

Should I Buy a Granny Flat?

... ideal add on for new home owners . Tenants also don't always ...

Property inspection checklist

... Damp problems can often be fixed however it can create an ... faults show up.Your Hunter Galloway home loan expert can advise on how ...

What You Need to Know About Borrowing with a Trust

... trusts to take out a loan. ✅Loan Structure - Individuals often prefer ... a commercial loan, you’ll end up paying higher interest rates and ...

Home loan repayment options

... five years in most cases).Additional repaymentsMost variable and some fixed loans (fixed have ... rate whilst having the security of a fixed rate.At Hunter Galloway - Home Loan ...

Financial Freedom

... , especially when you're out touring homes on a Sunday afternoon. The ... some emergency situations over the years and honestly, most of them ...

How to get into the Property Market

... the property marketFor a first home buyer or new investor, getting ... it over the next 5 years, sacrifice a little bit and ...

3 Signs Brisbane’s housing market is ‘on the up’ ???

... to buy a home before the end of the year! ???Speaking of ... 7 Ways of Creating Home Equity Faster ⏫. 3 Signs Brisbane’s housing ...

What is lenders mortgage insurance

... property value when taking a home loan.Essentially it covers the lender ... insurance on top of the loan, meaning it won’t come ...

Federal Budget 2017

... university fee rises, the first home buyers salary sacrifice, more hospital ... rates moving forward too.If you’re looking at taking out a loan ...

Bad Credit History Brisbane

... a lender could decline your loan for a number of reasons ... chance of purchasing that dream home. Sometimes the unexpected happens and ...

What You Need to Understand about Stamp Duty

... time home buyers, and if you are purchasing a land, the rates ... house as a first time home buyerIn Queensland, the stamp duty ...

Comparison Rate [Complete Guide]

... your situation:4 Year intro variable rate (First Home Buyer)Interest rate: 3.59%pa ... equallyComparison rates don't look at loans differently.Which means that fixed rate and variable rate loans are ...

Equity Calculator: How to Work Out Your Usable Equity?

... equity in your home and use it to fix up your house. ... 1 year fixed rate of 3.89% to 2.14%!On a $300,000 loan, 2.14 ...

Finance Broker of the Year ??

... past year to help first home buyers with getting into a home quicker. ... does the First Home Super Saver Scheme work?3. Who can apply ...

How to Avoid Lenders Mortgage Insurance? | 5 Awesome Strategies

... Mortgage Insurance (LMI) on your home loan?Lenders Mortgage Insurance is an ... all variable rate and fixed rate✅ Minimum $20,000 on variable rate (cannot be ...

Will Housing Prices Spike or Drop After the Commonwealth Games?

... to that, the ratio of home ownership is quite high, i.e. ... a steady growth over the years and offers a unique lifestyle ...

Brisbane unit market 'struggling to keep up with demand' ???

... and 7 Ways of Creating Home Equity Faster.Brisbane Property Market UpdateFor ... 6,000 new dwellings each year across inner Brisbane. Nearly all ...

How RBA Rate Changes Affect Your Interest Rate

... or not.When the interest rate on your home loan fluctuates, it can feel ... further. Fixed rates offer less flexibility, but more certainty.At Hunter Galloway - Home Loan ...

Why Use a Conveyancer

... being made and calculating outstanding rates and taxes that are payable ... looking to buy your first home, move home, refinance, or invest in ...

How to Buy Property Through Your Self-Managed Super Fund?

... rent payments at a market rate for using the premises.Diversify Your ... than taking out a regular home loan. There are a number of ...

Signed a Contract of Sale on a Home? ✍️ [5 Simple Steps to Settlement]

... 'unconditional approval', is when your home loan application has been fully approved ... me over 5 times.In one year I literally spent over $2 ...

Is Defence Housing Australia A Good Investment?

... property that attracts tenants all year round. The positives of investing ... a call today with a Home Loan Expert from Hunter Galloway, the ...

How to Apply for the First Home Owners Grant?

Australia first introduced the first home owners grant in July 2000.Queensland ... a property in AustraliaOver 18 years of age.The property must be ...

Renting Vs Buying Calculator Australia [Which is better for me?] ?

... ✅ Mortgage payments associated with a fixed interest rate are set, so you ... specialise in helping first home buyers.Finding the Best Home Loan in Brisbane can ...

What is Lenders Mortgage Insurance?

... value when taking out a home loan, unfortunately LMI is non-transferable between ... to come up with a home loan deposit of 20%. The cost ...

How to Overcome a Poor Property Valuation

... ’t pay your loan the bank will take your home. Harsh I ... to Challenge a Bank Valuation 3. THE BLACK PILLYou can use ...

Hunter Galloway's co-founder – Nathan Vecchio nominated for Australian Young Gun of the Year - Independent 2017

... mission is to make your home loan application effortless. We build strong ... receive a complimentary annual loan review every year, which means that you ...

What does a conveyancer do

... required documentsCalculation of adjustments of rates and taxesPreparation of settlement statementsLiaison ... who is Hunter Galloway and home loan options.

Getting Approval for Your First Home Loan

... Mortgage ApprovalBefore applying for a home loan, you must gather the following ... you do not earn a fixed amount of income every month ...

What Extra Costs Are Involved in Purchasing Property?

... for at least one year. The mortgage rate is 5% and the ... charges for preparing your loan documents before a loan application is approved. ...

What do Mortgage Brokers in Australia do?

... when it comes to interest rates and home loansCentral point of informationCan ... through setting up guarantor loans, bad credit loans and default loans.How much ...

Negotiating to buy a property

... you can afford.Your Hunter Galloway home loan expert can advise on how ... more information on Honey Moon Rate and property check list.

Saving Strategies for First Home Buyers

... as a guarantor for your home loan. Beware however that different lenders ... your main residence within a year of construction or settlementYou can ...

Why is it important to get a pre-approval?

... then you apply for a home loan through your bank only to ... situation might change over the year most lenders only provide pre-approvals ...

Investment Lending Changes

... amount of capital against their home loans, which impacts their profits and ... loan reference rate increasing by 0.27%, effective 10 August.CBA – Investor loans increase in rates ...

Three big things happening in Brisbane | Property market in 2019?

... after 10 years switching to P&I.”#3. Review your interest rate With the ... Home Loan ApplicationHow to Overcome a Poor Property ValuationBank of QLD Home Loan ReviewFirst Home ...

How to Challenge a Bank Valuation?

... SuccessIt is estimated that only 3 percent of clients are able ... overall cost related to your home loan and decreases the equity amount ...

Borrowing with a Trust; Everything You Need to Know

... interest rate if the lender processes the loan as a residential loan. If ... trustDiscretionary trustTo apply for a home loan, you can use all of ...

YTD Calculator, and What is Year to Date Income Calculator?

... income is calculated by financial year, which in Australia begins on ... lot of lenders will decline home loans for casual workers because they ...

Five Questions to Answer When Buying a Property

... Apply for A Home Loan?To be prepared for your home loan, get your ... to give loans to individuals who have good credit rating. Therefore, always ...

How do the lending changes affect you

... changes range from higher interest rates, increased deposit required and tougher ... a professional.At Hunter Galloway - Home Loan Experts, we have access to ...

What is Genuine Savings?

... ✅ Savings held or accumulated over 3 months✅ Shares or managed funds ... out our Complete First Home Buyers guide.? Home Loan Guide to Brisbane? And ...

Do Pharmacists Have to Pay Lenders Mortgage Insurance (LMI)?

... mortgage insurance, higher interest rates and higher loan limits.They maintain this list ... Pharmacists get 90% no LMI Home loans in this competitive market, we ...

Home Loans for Pharmacists ?‍⚕️

... positionTotal income position, andProfessional statusHowever, home loans of higher value tend to ... greater discount on the interest rate. 3) Waived LMIBorrowers must show a ...

Mortgage Broker Kedron

... you after the best home and investment loan?With so many banks ... ;Buying a houseRe-financing your home loanBecoming a first home buyerInvesting in propertyYou ...

How to Increase Your Income to Put Towards Your Mortgage

... they start shopping for a home loan, they realise how much they're ... career after working a few years in their regular job.At the ...

Buying a house with Inheritance Money [How to Use Inheritance as Deposit]

... other borrower. The same interest rates and offers are available for ... with a Home Loan Expert from Hunter Galloway, the home of home buyers. The ...

First Home Owners Grant QLD 2019 [Are you Eligible?]

... to 10,000 first home buyers each year, which as an example ... first home buyers in Australia in 2018.⛔️ The interest rates on these loans ...

Home Loan Casual Employment

... home loan application.While some banks will want to see your last 2 years ... :✅ 2 Most Recent Payslips✅ Last 3 Years PAYG Summary (also known as ...

How Does Construction Financing Work? ?

... available as construction finance or home loan with construction facility where the ... 15%? Frame 20%? Enclosed 25%? Fixing 20%? Practical Completion 15%Using ...

What Is Negative Gearing? Here's a Simple Plain English Answer

... value by 4% in 1 year? Cash investedBorrowingPurchase PriceCapital GainsReturn on ... by the lender when your home loan settles.To chat about your deposit ...

Home Loans for Nurses: The Definitive Guide

... 85% LVR.✅ Discounted interest rates if your loan is over $250,000 ... $400 in the first year. Nurses can get home loan discounts which depend ...

Family Tax Benefit Mortgage

... interest rate with the family tax benefit home loan compared to a regular home loan. ... of $726.35 when the financial year ends after you balance all ...

How to Choose A Mortgage Broker in Brisbane?

... that you have.The fundamentals of home loans and property portfolio structuring includes ... work with you beyond low-interest rates. While this is important and ...

5 Tips for First Home Buyers

... the way.At Hunter Galloway - Home Loan Experts, we have access to ... more information on how RBA rate changes effecting you and home loan repayments.

House deposit QLD [All your questions answered]

... be over 18 years old to apply for guarantor home loan Unacceptable guarantors ... ’ll get a better interest rate too.10% deposit: This is a ...

How to Buy a House ? (Step-By-Step Case Study 2019)

... repayments: With an average interest rate of below 3.50%, if you ... year loan.⛔️ Purchasing Costs: The RBA estimates the cost of buying a home ...

Fixed Interest Rates: The Comprehensive Guide

... important? My Favourite Fixed Rate StrategyShould I fix my rate?Fixed Rate Basics In this section ... choose a 3 year fixed rate home loan? Most people skip over the 2 year fixed rate and look ...

Home Loans Brisbane: The Definitive Guide

... are 3 scenarios to help you decide on a fixed or variable home loan rate ... More: Pay Off Your 30 year Home Loan 6 Years Faster ? [10 Easy Tips ...

ChoiceLend Home Loan Review

... Choosing the Best Home Loan in Brisbane ✅ ✅ ✅ ChoiceLend Fixed Rate Loan ChoiceLend Fixed Rate Loan is an effective ... rate lock option if you're looking to fix ...

Build a House in Brisbane ? The Definitive Guide

... Construction Home Loans shortly…Home Loan Terms & General FactsInterest Rates ?: This is the rate of ... extra repayments, for example, a fixed rate could limit you from making ...

Doctor Home Loans: Complete Guide 2019

... top up loan within 3 years. Step #4: Maximise Your Interest Rate DiscountsIn this ... a variable rate loan. Why do fixed rates have an early repayment cost? Fixed rates home loans are ...

CUA Home Loan Review

... Fixed Rate 5yr - 5 Year Fixed Rate 3.45% 4.32% CUA - Premium Fixed Rate 3yr - 3 Year Fixed Rate ...

10 [simple] Tips for Choosing the Best Home Loan in Brisbane ✅ ✅ ✅

... type of home loan in Brisbane2. Choose between variable or fixed home loans 3. Determine your ... paying off your home loan within the fixed rate term (1-5 years).Cool, how do ...

AMP Home Loan Review

... Home Loan - Variable Rate 4.84% 4.86% AMP - Classic Club Fixed Rate Loan 3 yr - 3 Year Fixed Rate ...

ING Home Loan Review

... LOAN PRODUCT INTEREST RATE P.A. COMPARISON RATE P.A.* BANK ING - 3 Year Fixed Rate - 3 Year Fixed Rate ...

Refinance Your Mortgage

... information such as payslips and home loan statements would be required. There ... when their fixed rate term ends or if variable every 3 – 4 years. Each ...

Suncorp Home Loan Review

... - Fixed Rate Home Loan 3yr - 3 Year Fixed Rate 2.99% 3.84% Suncorp - Fixed Rate Home Loan 2yr - 2 Year Fixed Rate ...

How to get a Home Loan on Contractor Income [updated for 2019]

... same employer for the past 3 years, and 4 months ago he ... and disadvantages. Variable home loans do not have certainty, and fixed home loans do not ...

Things You Need To Know About Mortgages

... you had your home loan for 5 years and have 25 years to run ... behalf to get a great fixed rate offer from one of the ...

Gateway Credit Union Home Loan Review

... Rate1 Year Fixed Rate Home Loan3.93% pa5.06% pa2 Year Fixed Rate Home Loan4.03% pa4.98% pa3 Year Fixed Rate Home Loan4.13% pa4.91% pa5 Year Fixed Rate Home ...

Bank of QLD Home Loan Review (Updated 2019)

... the big 4 banks 2. Fixed Rate Home LoanBOQ's Fixed Rate Home Loan products help protect you ... ,000 per year (and more in some instances). 3. Economy Variable Home Loan, also ...

First Home Buyer Guide

... ,000 per year depending on suburb.CHAPTER 3:Get The Right Home LoanIn this ... at home loans is whether you want a fixed rate or a variable rate. Fixed rate loans will ...

Rentvesting: Strategy to go from Zero to 3 Properties [In 3 Years]

... you can get your 3 properties in 3 years. There is a proven ... repayment as opposed to a fixed rate which does not.The best part ...

8 Questions to Ask Your Lender

... buying properties and taking out home loans. To facilitate this, lenders have ... policy for fixed rates?If you want to choose a fixed rate loan, it is ...

What is an Offset Account? How does an Offset Account Work?

... different types of home loans, including investment loans, fixed rate loan, and a basic loans but it ... , in three years you could save thousands from your loan, and not ...

Pay Off Your 30 year Home Loan 6 Years Faster ? [10 Easy Tips]

... a home loan type that will allow additional repayments.For example, a fixed rate home loan only ... Zero to 3 Properties in 3 Years 8. Cut up your loan repaymentThis is ...

11 Rules for Buying at Auction (Queensland)

... buy come auction day!Collate Home Loan DocumentsPersonal Identification: Passport, Drivers License ... consider. They generally charge a fixed percentage fee on the purchase ...

BOQ Specialist Home Loan Review (Updated 2019)

... fixed rate term of between 1 to 5 years.✅ Maximum loan term of 30 years ... : Fixed Interest Rates – Are they a good or a bad idea? 3. Basic Home Loan ...

State Custodians Home Loan Review

... do land and construction loans. 2. Fixed Rate Home Loan State Custodians Fixed Rate Home Loan can help protect ... 5 years where you can lock in your interest rate repayments. 3. Line ...

Loan Declined After Pre approval | 26 Ways to get Unconditional Approval ?

... Contractors are employed on a fixed term, short term or long ... their second financial year. Their bank has rejected their home loan as they ...

5 First Home Buyer Myths & Mistakes Revealed ✨

... seem worth it.Yet consider a fixed rate if you’re looking to ... your current home loan balance over a term of 30 years. We strongly ...

Connective Home Loans Review

... flexibility, and they also offer fixed rate options.✅ No upfront fees✅ Redraw ... What are Connective Home Loan's Direct Interest Rates?With Connective Home Loans having so many ...

Advantedge Home Loan Review

... same variable, fixed and combo products.Connective Home Loans Essentials ProductAFG Home Loans Edge ProductLoan Market ... have different interest rates. So Connective’s Essentials home loan rate will be different ...

How much home can I afford?

... out the market prices and rates. Comparing home loans will enable you to ... choose a variable interest rate or fixed interest rate. Your mortgage broker will ...

7 Ways of Creating Home Equity [Faster]

... your current home loan balance over a term of 30 years. We strongly ... figures, and assuming an interest rate of 4.00% you can save ...

What Is Pre Approval? Here’s A Simple Plain English Answer

... provides a home loan pre approvalRead More: End to End Home Loan Process [Step-by-step ... situation might change over the year most lenders only provide pre-approvals ...

How to Split House Repayments and Bills with your Partner

... to a percentage rather than fixed amount or for how much ... remember that there are no fixed criteria, nor is there a ...

Tips for Purchasing Your Next Property

... search limited to 2 or 3 suburbs.Research - Utilise online services ...

PRIVACY POLICY

... know about it we can't fix it. You may also contact ... the preparation and submission of loan applications. We also use it ...

Pay No Lenders Mortgage Insurance

... and achieve a great interest rate too.Most lenders have specific criteria ...

How Did I Get a Bad Credit Score?

... report. For example, over the years, you might stop keeping records ... avoid the complication of securing loans in the future.Chat to our ...

Mortgage Broker Ashgrove

... helping people find the right loan that suits their needs both ... customer needs. Nathan has many years experience in both as a ...

Do I go Fixed or Variable?

... how each can benefit.Fixed RateA fixed rate home loan is where you lock in ... offer fixed rate loans ranging from 1 – 5 years, with the ability to fix in ...

What is a pre-approval?

... are willing to approve your loan when you lodge a full ...

Self Managed Super Funds

... invested in property for many years and feels secure putting their ... the complex nature of SMSF loans - only work with expertsSurround ...

Property Trends in Australia

... Australia was very fragmented last year. Even the sub-markets in every ... Interest RatesThe decreasing inflation rate would keep interest rates low. However, financial ...

You’re pre-approved. What happens next?

... needs lots of work to fix upSo it’s always important ... strategies that have helped other home buyers like you secure a ...

Location, Location! Tips When Buying A House

... ideal suburb to buy a home. Consider the Location Where You ... area with a low crime rate. In addition to that, those ...

Save Big

Save BigAny first home owner will know that saving ... , internet, power and insurance this year. And they’ll simply do ...

Should I Buy a Granny Flat?

... ideal add on for new home owners . Tenants also don't always ...

Property inspection checklist

... Damp problems can often be fixed however it can create an ... faults show up.Your Hunter Galloway home loan expert can advise on how ...

What You Need to Know About Borrowing with a Trust

... trusts to take out a loan. ✅Loan Structure - Individuals often prefer ... a commercial loan, you’ll end up paying higher interest rates and ...

Home loan repayment options

... five years in most cases).Additional repaymentsMost variable and some fixed loans (fixed have ... rate whilst having the security of a fixed rate.At Hunter Galloway - Home Loan ...

Financial Freedom

... , especially when you're out touring homes on a Sunday afternoon. The ... some emergency situations over the years and honestly, most of them ...

How to get into the Property Market

... the property marketFor a first home buyer or new investor, getting ... it over the next 5 years, sacrifice a little bit and ...

3 Signs Brisbane’s housing market is ‘on the up’ ???

... to buy a home before the end of the year! ???Speaking of ... 7 Ways of Creating Home Equity Faster ⏫. 3 Signs Brisbane’s housing ...

What is lenders mortgage insurance

... property value when taking a home loan.Essentially it covers the lender ... insurance on top of the loan, meaning it won’t come ...

Federal Budget 2017

... university fee rises, the first home buyers salary sacrifice, more hospital ... rates moving forward too.If you’re looking at taking out a loan ...

Bad Credit History Brisbane

... a lender could decline your loan for a number of reasons ... chance of purchasing that dream home. Sometimes the unexpected happens and ...

What You Need to Understand about Stamp Duty

... time home buyers, and if you are purchasing a land, the rates ... house as a first time home buyerIn Queensland, the stamp duty ...

Comparison Rate [Complete Guide]

... your situation:4 Year intro variable rate (First Home Buyer)Interest rate: 3.59%pa ... equallyComparison rates don't look at loans differently.Which means that fixed rate and variable rate loans are ...

Equity Calculator: How to Work Out Your Usable Equity?

... equity in your home and use it to fix up your house. ... 1 year fixed rate of 3.89% to 2.14%!On a $300,000 loan, 2.14 ...

Finance Broker of the Year ??

... past year to help first home buyers with getting into a home quicker. ... does the First Home Super Saver Scheme work?3. Who can apply ...

How to Avoid Lenders Mortgage Insurance? | 5 Awesome Strategies

... Mortgage Insurance (LMI) on your home loan?Lenders Mortgage Insurance is an ... all variable rate and fixed rate✅ Minimum $20,000 on variable rate (cannot be ...

Will Housing Prices Spike or Drop After the Commonwealth Games?

... to that, the ratio of home ownership is quite high, i.e. ... a steady growth over the years and offers a unique lifestyle ...

Brisbane unit market 'struggling to keep up with demand' ???

... and 7 Ways of Creating Home Equity Faster.Brisbane Property Market UpdateFor ... 6,000 new dwellings each year across inner Brisbane. Nearly all ...

How RBA Rate Changes Affect Your Interest Rate

... or not.When the interest rate on your home loan fluctuates, it can feel ... further. Fixed rates offer less flexibility, but more certainty.At Hunter Galloway - Home Loan ...

Why Use a Conveyancer

... being made and calculating outstanding rates and taxes that are payable ... looking to buy your first home, move home, refinance, or invest in ...

How to Buy Property Through Your Self-Managed Super Fund?

... rent payments at a market rate for using the premises.Diversify Your ... than taking out a regular home loan. There are a number of ...

Signed a Contract of Sale on a Home? ✍️ [5 Simple Steps to Settlement]

... 'unconditional approval', is when your home loan application has been fully approved ... me over 5 times.In one year I literally spent over $2 ...

Is Defence Housing Australia A Good Investment?

... property that attracts tenants all year round. The positives of investing ... a call today with a Home Loan Expert from Hunter Galloway, the ...

How to Apply for the First Home Owners Grant?

Australia first introduced the first home owners grant in July 2000.Queensland ... a property in AustraliaOver 18 years of age.The property must be ...

Renting Vs Buying Calculator Australia [Which is better for me?] ?

... ✅ Mortgage payments associated with a fixed interest rate are set, so you ... specialise in helping first home buyers.Finding the Best Home Loan in Brisbane can ...

What is Lenders Mortgage Insurance?

... value when taking out a home loan, unfortunately LMI is non-transferable between ... to come up with a home loan deposit of 20%. The cost ...

How to Overcome a Poor Property Valuation

... ’t pay your loan the bank will take your home. Harsh I ... to Challenge a Bank Valuation 3. THE BLACK PILLYou can use ...

Hunter Galloway's co-founder – Nathan Vecchio nominated for Australian Young Gun of the Year - Independent 2017

... mission is to make your home loan application effortless. We build strong ... receive a complimentary annual loan review every year, which means that you ...

What does a conveyancer do

... required documentsCalculation of adjustments of rates and taxesPreparation of settlement statementsLiaison ... who is Hunter Galloway and home loan options.

Getting Approval for Your First Home Loan

... Mortgage ApprovalBefore applying for a home loan, you must gather the following ... you do not earn a fixed amount of income every month ...

What Extra Costs Are Involved in Purchasing Property?

... for at least one year. The mortgage rate is 5% and the ... charges for preparing your loan documents before a loan application is approved. ...

What do Mortgage Brokers in Australia do?

... when it comes to interest rates and home loansCentral point of informationCan ... through setting up guarantor loans, bad credit loans and default loans.How much ...

Negotiating to buy a property

... you can afford.Your Hunter Galloway home loan expert can advise on how ... more information on Honey Moon Rate and property check list.

Saving Strategies for First Home Buyers

... as a guarantor for your home loan. Beware however that different lenders ... your main residence within a year of construction or settlementYou can ...

Why is it important to get a pre-approval?

... then you apply for a home loan through your bank only to ... situation might change over the year most lenders only provide pre-approvals ...

Investment Lending Changes

... amount of capital against their home loans, which impacts their profits and ... loan reference rate increasing by 0.27%, effective 10 August.CBA – Investor loans increase in rates ...

Three big things happening in Brisbane | Property market in 2019?

... after 10 years switching to P&I.”#3. Review your interest rate With the ... Home Loan ApplicationHow to Overcome a Poor Property ValuationBank of QLD Home Loan ReviewFirst Home ...

How to Challenge a Bank Valuation?

... SuccessIt is estimated that only 3 percent of clients are able ... overall cost related to your home loan and decreases the equity amount ...

Borrowing with a Trust; Everything You Need to Know

... interest rate if the lender processes the loan as a residential loan. If ... trustDiscretionary trustTo apply for a home loan, you can use all of ...

YTD Calculator, and What is Year to Date Income Calculator?

... income is calculated by financial year, which in Australia begins on ... lot of lenders will decline home loans for casual workers because they ...

Five Questions to Answer When Buying a Property

... Apply for A Home Loan?To be prepared for your home loan, get your ... to give loans to individuals who have good credit rating. Therefore, always ...

How do the lending changes affect you

... changes range from higher interest rates, increased deposit required and tougher ... a professional.At Hunter Galloway - Home Loan Experts, we have access to ...

What is Genuine Savings?

... ✅ Savings held or accumulated over 3 months✅ Shares or managed funds ... out our Complete First Home Buyers guide.? Home Loan Guide to Brisbane? And ...

Do Pharmacists Have to Pay Lenders Mortgage Insurance (LMI)?

... mortgage insurance, higher interest rates and higher loan limits.They maintain this list ... Pharmacists get 90% no LMI Home loans in this competitive market, we ...

Home Loans for Pharmacists ?‍⚕️

... positionTotal income position, andProfessional statusHowever, home loans of higher value tend to ... greater discount on the interest rate. 3) Waived LMIBorrowers must show a ...

Mortgage Broker Kedron

... you after the best home and investment loan?With so many banks ... ;Buying a houseRe-financing your home loanBecoming a first home buyerInvesting in propertyYou ...

How to Increase Your Income to Put Towards Your Mortgage

... they start shopping for a home loan, they realise how much they're ... career after working a few years in their regular job.At the ...

Buying a house with Inheritance Money [How to Use Inheritance as Deposit]

... other borrower. The same interest rates and offers are available for ... with a Home Loan Expert from Hunter Galloway, the home of home buyers. The ...

First Home Owners Grant QLD 2019 [Are you Eligible?]

... to 10,000 first home buyers each year, which as an example ... first home buyers in Australia in 2018.⛔️ The interest rates on these loans ...

Home Loan Casual Employment

... home loan application.While some banks will want to see your last 2 years ... :✅ 2 Most Recent Payslips✅ Last 3 Years PAYG Summary (also known as ...

How Does Construction Financing Work? ?

... available as construction finance or home loan with construction facility where the ... 15%? Frame 20%? Enclosed 25%? Fixing 20%? Practical Completion 15%Using ...

What Is Negative Gearing? Here's a Simple Plain English Answer

... value by 4% in 1 year? Cash investedBorrowingPurchase PriceCapital GainsReturn on ... by the lender when your home loan settles.To chat about your deposit ...

Home Loans for Nurses: The Definitive Guide

... 85% LVR.✅ Discounted interest rates if your loan is over $250,000 ... $400 in the first year. Nurses can get home loan discounts which depend ...

Family Tax Benefit Mortgage

... interest rate with the family tax benefit home loan compared to a regular home loan. ... of $726.35 when the financial year ends after you balance all ...

How to Choose A Mortgage Broker in Brisbane?

... that you have.The fundamentals of home loans and property portfolio structuring includes ... work with you beyond low-interest rates. While this is important and ...

5 Tips for First Home Buyers

... the way.At Hunter Galloway - Home Loan Experts, we have access to ... more information on how RBA rate changes effecting you and home loan repayments.

House deposit QLD [All your questions answered]

... be over 18 years old to apply for guarantor home loan Unacceptable guarantors ... ’ll get a better interest rate too.10% deposit: This is a ...

How to Buy a House ? (Step-By-Step Case Study 2019)

... repayments: With an average interest rate of below 3.50%, if you ... year loan.⛔️ Purchasing Costs: The RBA estimates the cost of buying a home ...

Our award-winning Mortgage Brokers in Brisbane
will find you the right home loan for your situation

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hunter galloway award

We appreciate our customers’ feedbacks!

Here’s what some of our customers say about our work.

My mortgage was not your typical simple loan; it required a lot of attention and out of the box thinking. All of this was provided by the team. Both Nathan and Josh worked tirelessly to get the result and outcome that I needed. They are incredibly personable, professional and a joy to work with.

Michael Cooper

Thank you so much to Nathan, Josh, Jared and the team for everything that they did for us in the process of buying our first house. They truly made it a seamless process. The team were always so on top of everything and kept us in the loop every step of the way. We will recommend Hunter Galloway to everyone we know! Thanks again boys!

Melissa Allison

I would recommend Nathan team to everyone. They are very professional and efficient. I previously had unpleasant experience when dealt with bank directly. Lucky, found Nathan, Josh and Jared just on time. Through them, bank even offered the loan more than I need. I could not settle this investment without Nathan's help!

Jessie Zhang

These gentlemen came recommended and I was genuinely impressed; the personalized service and very rapid reply to queries and constant updates was impressive as well as the ease with which they performed all the necessary work. They are very thorough and whilst collating paperwork is never much fun, they make it easy and explain why having all in place first is the best method. Very impressed!

Charles Phillis

We had a really great experience with Nathan from Hunter Galloway. Would definitely recommend him to anyone who is looking for a finance broker. He certainly knows his stuff, and his constant communication during the loan approval process was incredible.

Bianca Smith

After being stuffed around for over two weeks by another broker - got in touch with Nathan and had a first-home loan approval within 48 hours of speaking with him. First-class customer service and demonstrated wealth of experience. Can't recommend Hunter Galloway enough.

Irene Diocares

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